Granite Mortgage Inc.

Granite Mortgage Inc. is a dedicated direct lender specializing in residential mortgage solutions, offering a comprehensive suite of loan programs for homebuyers and those looking to refinance. Based in El Cajon, CA, the company emphasizes quality customer service and a borrower-first approach, leveraging its expertise in the residential lending industry to guide clients through the often-complex loan process.

They provide a diverse array of loan products including Conventional, FHA, VA, USDA, and Reverse Mortgages, catering to various financial situations and borrower needs, including first-time homebuyers. Granite Mortgage Inc. distinguishes itself by offering personalized consultations and utilizing digital tools like online applications and calculators to streamline the pre-qualification and application phases.

The lender works with a wide range of credit profiles, from excellent to sub-prime, assessing each applicant on a case-by-case basis. Their commitment to transparency and support aims to ensure that borrowers are well-informed at every stage, from initial pre-qualification to the final closing, making homeownership accessible and manageable.