Henry Munoz - Real Estate Broker and Mortgage Loans
Mortgage Lender serving Torrance, CA
About Henry Munoz - Real Estate Broker and Mortgage Loans
HM Real Estate & Loans, led by Henry Munoz, offers comprehensive real estate and loan services across California, Arizona, and Washington, leveraging over 26 years of industry experience. Operating as a licensed Mortgage Broker and Real Estate Broker, Henry Munoz specializes in providing both residential and commercial financing solutions, including conventional, government-backed (FHA, VA, USDA), jumbo, and niche loans such as reverse mortgages and equity-based financing.
What sets HM Real Estate & Loans apart is its focus on serving clients who may not fit traditional banking criteria. Henry Munoz provides exclusive access to a
What sets HM Real Estate & Loans apart is its focus on serving clients who may not fit traditional banking criteria. Henry Munoz provides exclusive access to a
Company Information
Founded: 1997
Lender Type: Mortgage Broker
Headquarters: Torrance, CA
Licensed In
CAAZWA
Certifications & Credentials
NMLS LicensedDRE Licensed Broker
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Home Loan Products
Residential Purchase & Refinance Loans
Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out RefinanceHELOCHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementAsset Depletion
Special Programs:
First-Time HomebuyerRenovation LoanSelf-Employed ProgramDown Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
Reverse Mortgage Program
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Commercial Loan Products
Commercial Real Estate Financing
Loan Types:
Conventional CRECommercial RefinanceBridge LoanHard Money LoanCommercial Construction
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing
Contact Information
21250 Hawthorne Blvd STE 500
Torrance, CA 90501
US
Mailing Address:
21250 Hawthorne Blvd # 500 Torrance, CA 90503
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Business Information
Category: Mortgage Lender
Location: Torrance, CA
Status: Standard
Founded: 1997
Type: Mortgage Broker
NMLS ID: 228855
Profile Views: 1
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