About Heritage MortgageKC llc
Heritage Mortgage KC (HMKC Mortgage), founded in 2018 by industry expert Deb Brasel, operates as a mortgage broker primarily serving clients across Missouri and Kansas. The company is built on a mission to simplify the home buying experience, emphasizing personalized service and fostering strong client relationships over mere transactions. HMKC Mortgage prides itself on its expertise, guiding clients through a diverse array of mortgage solutions tailored to individual needs.
The firm specializes in catering to a broad spectrum of borrowers, including those with unique financial situations or seeking non-traditional financing options. This includes a comprehensive suite of home loan products such as Conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized programs like Construction-to-Permanent and Rehab loans. HMKC Mortgage also offers a robust portfolio of investor loan products, from conventional financing for single and multi-family units to niche solutions like Fix N Flip, DSCR, and Bank Statement loans.
Beyond residential and residential investment properties, Heritage Mortgage KC extends its services to commercial real estate financing. They offer various commercial loan options for both purchase and refinance transactions, with nationwide lending capabilities and flexible closing options, including in an LLC's name. Their commitment to efficient, tailored solutions underscores their dedication to turning homeownership and investment dreams into reality for their clients.
The firm specializes in catering to a broad spectrum of borrowers, including those with unique financial situations or seeking non-traditional financing options. This includes a comprehensive suite of home loan products such as Conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized programs like Construction-to-Permanent and Rehab loans. HMKC Mortgage also offers a robust portfolio of investor loan products, from conventional financing for single and multi-family units to niche solutions like Fix N Flip, DSCR, and Bank Statement loans.
Beyond residential and residential investment properties, Heritage Mortgage KC extends its services to commercial real estate financing. They offer various commercial loan options for both purchase and refinance transactions, with nationwide lending capabilities and flexible closing options, including in an LLC's name. Their commitment to efficient, tailored solutions underscores their dedication to turning homeownership and investment dreams into reality for their clients.
Company Information
Founded: 2018
Lender Type: Mortgage Broker
Headquarters: Kansas City, MO
Licensed In
MOKS
Certifications & Credentials
NMLS LicensedMissouri Licensed BrokerKansas Licensed Broker
Digital Capabilities
Online Application
Home Loan Products
Conventional Purchase Loan
Loan Types:
Conventional
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Available Terms:
15 years30 years
Jumbo Loan
Loan Types:
Jumbo
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
FHA Loan
Loan Types:
FHA
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment Program
Construction to Permanent Loan
Loan Types:
Construction
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Rehab Loan
Loan Types:
Construction
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
Renovation Loan
USDA Loan
Loan Types:
USDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
0
100%
Max LTV
VA Loan
Loan Types:
VA
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
0
100%
Max LTV
Home Equity Line of Credit (HELOC)
Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Conventional Rate and Term Refinance
Loan Types:
ConventionalRefinance
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
95%
Max LTV
FHA & Conventional Cash-Out Refinance
Loan Types:
FHAConventionalCash-Out Refinance
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
80%
Max LTV
Streamline VA and FHA Refinance
Loan Types:
VAFHARefinance
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
USDA Refinance
Loan Types:
USDARefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Self-Employed Refinance Program
Loan Types:
RefinanceNon-QM
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Self-Employed1099 Contractor
Income Verification:
Bank StatementFull Documentation
Special Programs:
Self-Employed Program
Conventional Investor Loan
Loan Types:
Conventional
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Single-Family Investment Loan
Loan Types:
Conventional
Property Types:
Investment PropertySingle-Family Home
Occupancy Types:
Investment Property
80%
Max LTV
Multi-Family (2-4 Units) Investment Loan
Loan Types:
Conventional
Property Types:
Multi-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
75%
Max LTV
Fix N Flip Loan
Loan Types:
BridgeHard Money
Property Types:
Investment Property
Occupancy Types:
Investment Property
Income Verification:
No Income Verification
DSCR Loan
Loan Types:
DSCRNon-QM
Property Types:
Investment Property
Occupancy Types:
Investment Property
Income Verification:
No Income Verification
Available Terms:
30 years
Bank Statement & 1099 Investor Loan
Loan Types:
Bank StatementNon-QM
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Self-Employed1099 Contractor
Income Verification:
Bank StatementFull Documentation
Available Terms:
30 years40 years
Portfolio Loan (Residential Investment)
Loan Types:
Portfolio
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Bridge Loan (Residential Investment)
Loan Types:
Bridge
Property Types:
Investment Property
Occupancy Types:
Investment Property
Cash-Out Second Mortgage (Investment Property)
Loan Types:
Second MortgageCash-Out Refinance
Property Types:
Investment Property
Occupancy Types:
Investment Property
Construction Loan for Builders (Residential)
Loan Types:
Construction
Property Types:
Single-Family HomeMulti-Family (2-4 units)Investment PropertyModular HomeTiny Home
Occupancy Types:
Investment Property
Commercial Loan Products
Commercial Real Estate Loan
Loan Types:
Conventional CRECommercial Refinance
Property Types:
OfficeRetailIndustrial/WarehouseHospitalityMixed-UseSelf-StorageHealthcareManufacturing
Multi-Family (5+ Units) Commercial Financing
Loan Types:
Conventional CRECommercial Refinance
Property Types:
Multifamily (5+ units)Multifamily (5+ units)
Commercial Land and Lot Loan
Loan Types:
Commercial Construction
Property Types:
Land
Industry Focus:
Working RanchesDairy Farms
Contact Information
509 NW 5th St Suite 100
Blue Springs, MO 64015
US
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Business Information
Category: Mortgage Broker
Location: Blue Springs, MO
Status: Standard
Founded: 2018
Type: Mortgage Broker
NMLS ID: 1720438
Profile Views: 0
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