Home Loans By Loranda

Mortgage Broker serving Austin, TX

About Home Loans By Loranda

Home Loans By Loranda is an independent mortgage broker based in Plano, TX, serving the North Texas area with over 20 years of experience in the mortgage industry. Loranda specializes in guiding clients through the complexities of home financing, acting as a personal advocate to secure the most favorable loan terms. Her mission is to empower borrowers with knowledge, ensuring a transparent and stress-free path to homeownership.

As a dedicated mortgage broker, Loranda leverages relationships with a wide network of lenders, providing access to diverse loan programs including Conventional, FHA, VA, USDA, Jumbo, Bank Statement, and Asset Depletion loans. This extensive portfolio allows her to cater to various needs, from first-time homebuyers and veterans to those seeking refinancing or cash-out options. She is particularly noted for her commitment to personalized service, detailed education, and finding tailored solutions for each client.

Loranda's commitment to client success is reflected in her 5-star Google rating, built on over 100 positive reviews. She prioritizes making the loan process efficient and modern, utilizing digital capabilities like online applications, e-signatures, and real-time status updates. Her focus remains on delivering a professional, seamless, and positive experience from application to digital closing.

Company Information

Lender Type: Mortgage Broker
Headquarters: Plano, TX

Licensed In

TX

Digital Capabilities

Online Application
Digital Document Upload
E-Signature
Digital Closing
Real-Time Status Updates
Rate Calculator

Home Loan Products

Conventional Loan Programs

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
First-Time HomebuyerLow Down Payment ProgramHomeReady ProgramHome Possible Program
Available Terms:
10 years15 years20 years25 years30 years
3%
Min Down Payment

FHA Loan Programs

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoManufactured/Mobile HomeMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment ProgramFHA 203k
Available Terms:
10 years15 years20 years25 years30 years
3.5%
Min Down Payment

VA Loan Programs

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
10 years15 years20 years25 years30 years
0

USDA Loan Programs

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program
Available Terms:
10 years15 years20 years25 years30 years
0

Jumbo Loan Programs

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
10 years15 years20 years25 years30 years

Cash-Out Refinance

Loan Types:
Cash-Out RefinanceRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Bank Statement Loan Program

Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

Asset Depletion Loan Program

Loan Types:
Asset DepletionNon-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
RetiredInvestor
Income Verification:
Asset Depletion
Special Programs:
Asset Depletion Program

Contact Information

1801 S Mopac
Austin, TX 78746
US
Mailing Address:
3220 Coit Road, Suite 320, Plano, TX 75023

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Business Information

Category: Mortgage Broker
Location: Austin, TX
Status: Standard
Type: Mortgage Broker
NMLS ID: 293393
Profile Views: 15

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