Hooker Funding

Mortgage Lender serving New York, NY

About Hooker Funding

Hooker Funding Inc and its affiliated entities operate as a full-service direct lender providing a wide array of mortgage lending services across the United States. With a history spanning over 30 years, the firm has established itself as a significant player in the residential mortgage sector, once recognized among the top residential lenders in terms of volume and number of loans in 2012.

While offering traditional mortgage products like FHA and Conventional loans for purchases and refinances, Hooker Funding Inc notably specializes in hard money loans tailored for real estate investors. These hard money offerings are characterized by their speed, flexibility, and focus on collateral, accommodating borrowers with lower credit scores or non-traditional income documentation. They are available for both residential investment and commercial properties.

The company emphasizes a streamlined, personal approach, boasting a quick and free pre-approval process with no upfront fees. Their commitment extends to helping tens of thousands of individuals achieve homeownership and facilitating investment strategies with substantial capital, with claims of deploying approximately $975 billion in capital to support borrowers nationwide.

Company Information

Lender Type: Direct Lender
Headquarters: New York, NY

Licensed In

ALL

Certifications & Credentials

FHA Approved

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

Traditional Residential Mortgage Loans

Loan Types:
ConventionalFHARefinanceCash-Out RefinanceHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3.5%
Min Down Payment

Commercial Loan Products

Hard Money Loans for Investors

Loan Types:
Hard Money LoanBridge LoanCommercial RefinanceCommercial Construction
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseLandMixed-UseSelf-Storage

Contact Information

228 Park Ave S
New York, NY 10003
US
Mailing Address:
228 Park Ave S, New York, NY 10003-1502

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Business Information

Category: Mortgage Lender
Location: New York, NY
Status: Standard
Type: Direct Lender
Profile Views: 0

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