Hopkins Financial Services

Hopkins Financial Services, Inc. is a private money lender based in Idaho that provides real estate-secured loans. Established in 1984, the company focuses on borrowers who may not qualify for traditional bank financing, offering flexible loan programs for residential and commercial properties. They have funded over $1 billion in loans and real estate transactions, catering to self-employed individuals, real estate investors, and those needing quick closings or flexible terms.

The lender distinguishes itself by providing equity-based loans, not solely relying on credit scores or income history. They specialize in owner-occupied residential loans in Idaho and investment properties nationwide. Hopkins Financial prides itself on a streamlined underwriting process, providing faster answers and quicker closings compared to traditional lenders.

With over 40 years of experience, Hopkins Financial Services combines a family-run business approach with tailored financing solutions. They offer honest, amortized financing with no balloon payments or prepayment penalties on owner-occupied residential loans. Their commitment is to understand each client's goals and provide real solutions for their real estate needs.