About Horizontal Mortgage Lending
Horizontal Mortgage Lending, established around 2020, assists borrowers in California with a wide range of mortgage needs, including purchases, refinances, and specialty programs. They pride themselves on providing straightforward answers and competitive rates, aiming to simplify the often-complex mortgage process for their clients.
The company specializes in navigating challenging financial situations, offering flexible solutions like bank statement loans for self-employed individuals, asset depletion programs, and options for foreign nationals. They distinguish themselves by leveraging both direct lending capabilities and a strategic network of lending partners to secure optimal rates and terms.
Horizontal Mortgage Lending is committed to transparency, ensuring clients fully understand their loan execution and associated costs, with a focus on closing on time without surprises. Their dedication to building sustainable client relationships underscores their mission to provide value and integrity in every transaction.
The company specializes in navigating challenging financial situations, offering flexible solutions like bank statement loans for self-employed individuals, asset depletion programs, and options for foreign nationals. They distinguish themselves by leveraging both direct lending capabilities and a strategic network of lending partners to secure optimal rates and terms.
Horizontal Mortgage Lending is committed to transparency, ensuring clients fully understand their loan execution and associated costs, with a focus on closing on time without surprises. Their dedication to building sustainable client relationships underscores their mission to provide value and integrity in every transaction.
Company Information
Founded: 2020
Lender Type: Mortgage Broker
Licensed In
CA
Certifications & Credentials
Licensed by the CA Bureau of Real Estate
Digital Capabilities
Online Application
Pre-Qualification Tool
Online Account Management
Rate Calculator
Home Loan Products
Residential Mortgage Solutions
Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out RefinanceHELOCConstructionNon-QMBank StatementAsset DepletionReverse MortgageSecond Mortgage
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full DocumentationBank StatementAsset DepletionStated Income
Special Programs:
First-Time HomebuyerRenovation LoanFHA 203kLow Down Payment ProgramNo PMI ProgramForeign National ProgramSelf-Employed ProgramBank Statement ProgramDown Payment AssistanceHomeReady ProgramAsset Depletion Program
Credit Tiers:
Fair (620-679)Poor (580-619)
1%
Min Down Payment
100%
Max LTV
Commercial Loan Products
Commercial Core Program
Loan Types:
Conventional CRESBA 7(a)
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-Use
Commercial Bridge-to-Core Program
Loan Types:
Bridge Loan
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-Use
Commercial Construction Loans
Loan Types:
Commercial Construction
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityManufacturing
Contact Information
Professional Licenses
NMLS ID: 1616081
5318 E 2nd St # 2817
Long Beach, CA 90803
US
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Business Information
Category: Mortgage Broker
Location: Long Beach, CA
Status: Standard
Founded: 2020
Type: Mortgage Broker
NMLS ID: 1616081
Profile Views: 11
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