Hutchinson Credit Union

Credit Union serving Newton, KS

About Hutchinson Credit Union

Heartland Credit Union was formed April 1, 1948, as the Hutchinson Teachers Credit Union. Over the years, they have expanded their membership from Hutchinson teachers to now serving Kansans from all walks of life. Other credit unions have merged into Heartland Credit Union, and their name has evolved, but their core values and ownership have stayed the same. They are a cooperative exclusively owned by their members.

Heartland Credit Union offers a variety of home loan solutions, including new home construction loans. They also provide home equity lines of credit and SBA loans for small businesses. They are committed to the Kansas communities they serve, supporting organizations and events that have a positive impact.

With a vision to be a friend and partner, delivering solutions one dream at a time, Heartland Credit Union provides financial education and tools to help members achieve financial well-being. They offer online financial education courses and one-on-one financial advice from certified staff members.

Company Information

Founded: 1948
Lender Type: Credit Union

Licensed In

KS

Digital Capabilities

Online Application
Rate Calculator

Home Loan Products

Home Loans

Loan Types:
ConventionalFHAVAUSDAJumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Home Equity Line of Credit

Loan Types:
HELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Construction Loan

Loan Types:
ConstructionRefinance
Rate Types:
Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Commercial Loan Products

SBA Loans

Loan Types:
SBA 7(a)SBA 504
Property Types:
OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

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Business Information

Category: Credit Union
Location: Newton, KS
Status: Standard
Founded: 1948
Type: Credit Union
Profile Views: 25

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