Integrity Lending LLC

Mortgage Lender serving Salt Lake City, UT

About Integrity Lending LLC

Integrity Lending, LLC, based in Salt Lake City, Utah, positions itself as a dedicated direct lender committed to providing quality customer service and putting its clients first in the residential lending industry. The company offers a wide array of loan programs tailored to various borrower needs, including purchase and refinance options, as well as specialized loans for diverse financial situations. They emphasize leveraging their expertise to guide clients through the often complex mortgage process.

The lender provides a comprehensive suite of digital tools and resources to empower borrowers, such as online application capabilities, mortgage calculators, and pre-qualification assistance. Their loan process is clearly outlined, from pre-qualification and application submission to underwriting and closing, ensuring transparency for clients. Integrity Lending, LLC is equipped to work with salaried and self-employed individuals, and considers a broad range of credit profiles, aiming to find suitable mortgage solutions for each applicant on a case-by-case basis.

With a focus on personalized consultation and an understanding that "no rules are carved in stone," Integrity Lending strives to assist homebuyers with varying circumstances. They detail required documentation for different borrower types, including W-2 employees, self-employed individuals, and foreign nationals, demonstrating their adaptability to a diverse client base and commitment to thorough verification processes.

Company Information

Lender Type: Direct Lender
Headquarters: Salt Lake City, UT

Licensed In

UT

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

FHA Loans

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

VA Loans

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

USDA Loans

Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

Jumbo Loans

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

Reverse Mortgages

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

Foreign National Loans

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

Home Equity Loan

Loan Types:
Home Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

Commercial Loan Products

Commercial Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

Fax: 801-424-5223

Professional Licenses

NMLS ID: 1225494
825 N 300 W
Salt Lake City, UT 84103
US
Mailing Address:
825 North 300 West, #NE 105 Salt Lake City, UT 84103

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Business Information

Category: Mortgage Lender
Location: Salt Lake City, UT
Status: Standard
Type: Direct Lender
NMLS ID: 1225494
Profile Views: 1

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