iServe Residential Lending LLC

Mortgage Lender serving San Diego, CA

About iServe Residential Lending LLC

iServe Residential Lending, LLC, based in San Diego, California, is a dedicated direct lender specializing in residential mortgage solutions. The company emphasizes a strong commitment to quality customer service, aiming to put the needs of borrowers first throughout the entire loan process.

iServe offers a comprehensive suite of home loan programs, including conventional, FHA, VA, USDA, and Non-QM loans, catering to diverse borrower needs whether for purchasing a new home or refinancing an existing one. They also provide support for first-time homebuyers and offer tools like mortgage calculators and pre-qualification to assist clients.

Leveraging their expertise in the residential lending industry, iServe focuses on guiding individuals through complex mortgage processes with clarity and efficiency. Their approach combines personalized consultation with accessible online resources, ensuring a smooth and informed journey towards homeownership for their clients.

Company Information

Lender Type: Direct Lender
Headquarters: San Diego, CA

Licensed In

ALAZARCACOCTDEDCFLGAIDILINKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNCNDOHOKORPARISCSDTNTXUTVAWAWVWIWY

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loan Programs

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

FHA Loan Programs

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

VA Loan Programs

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramFirst-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

USDA Loan Programs

Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

Non-QM Loan Programs

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

Cash-Out Refinance Program

Loan Types:
Cash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

Home Equity Loan Program

Loan Types:
Home Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

Contact Information

10920 Via Frontera # 520
San Diego, CA 92127
US
Mailing Address:
10815 Rancho Bernardo Rd., Suite 230 San Diego, CA 92127-1907

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: San Diego, CA
Status: Standard
Type: Direct Lender
NMLS ID: 2914
Profile Views: 0

Advertisement Space