Jacksonville Mortgage Guy

Mortgage Broker serving Jacksonville, FL

About Jacksonville Mortgage Guy

Equity Loan Exchange is a dedicated mortgage broker committed to offering a diverse array of loan solutions for every borrower's unique requirements. Operating as an Equal Housing Lender, the company emphasizes transparency and client empowerment, aiming to simplify the often-complex mortgage process.

Their core philosophy, articulated as "Leave no stone unturned" and providing "the Power of CHOICE," highlights their proactive approach to finding suitable financing options. This dedication extends to both residential and commercial real estate, ensuring a comprehensive suite of services designed to meet a broad spectrum of property and financial needs.

Since its founding in 2019, Equity Loan Exchange, Inc. has focused on accessibility and customer service, as evidenced by its readily available contact information and NMLS identification. They strive to be a versatile partner, assisting clients in navigating various mortgage types, from conventional to niche programs like bank statement and asset depletion loans, catering to a wide range of financial profiles.

Company Information

Founded: 2019
Lender Type: Mortgage Broker
Headquarters: Ponte Vedra, FL

Digital Capabilities

Online Application

Home Loan Products

HELOC

Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Conventional Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Fixed Second Mortgage

Loan Types:
Second MortgageHome Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Government Loans

Loan Types:
FHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran ProgramLow Down Payment Program

Interest-Only Loans

Loan Types:
Interest-Only
Rate Types:
Interest-OnlyAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full Documentation

Super Conforming Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Adjustable Rate Mortgages

Loan Types:
ConventionalJumbo
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Delayed Finance Refinance

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Asset Depletion Loans

Loan Types:
Asset DepletionNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
RetiredInvestorBusiness Owner
Income Verification:
Asset Depletion
Special Programs:
Asset Depletion Program

Bank Statement Loans

Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Bank Statement ProgramSelf-Employed Program

DSCR Loans

Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertyMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification

Reverse Mortgages

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification

Equity 100 Loan

Loan Types:
Home Equity LoanSecond Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
100%
Max LTV

Foreign National Program

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Full DocumentationBank Statement
Special Programs:
Foreign National ProgramNon-Resident Alien Program

Commercial Loan Products

General Commercial Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

Professional Licenses

NMLS ID: 1869334
2330 Oak St
Jacksonville, FL 32204
US
Mailing Address:
541 E Silverthorn Ln, Ponte Vedra, FL 32081

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Business Information

Category: Mortgage Broker
Location: Jacksonville, FL
Status: Standard
Founded: 2019
Type: Mortgage Broker
NMLS ID: 1869334
Profile Views: 0

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