James Chen - Citizens Home Mortgage

The Chen Agency, Realtors, is a prominent real estate firm operating primarily in Bergen and Hudson Counties of Northern New Jersey. While their core business is real estate sales and listings, they provide a dedicated 'Mortgages' resource page on their website.

This page serves as a convenience for their clients, offering a curated list of independent mortgage professionals and institutions. It's important to note that The Chen Agency explicitly states they do not endorse or guarantee the services of any individual or company on this list.

As a real estate agency, The Chen Agency does not directly originate, underwrite, or fund mortgage loans. Their role in the mortgage process is limited to referring clients to third-party lenders and brokers. Therefore, this profile reflects their function as a connector rather than a direct mortgage provider.