Julie Krumholz - Michigan Mortgage Lender NMLS #130833
Mortgage Lender serving Troy, MI
About Julie Krumholz - Michigan Mortgage Lender NMLS #130833
Julie Krumholz is an experienced Michigan Mortgage lender based in Shelby Township, Michigan, bringing over 30 years of expertise to the mortgage industry. Operating under the umbrella of Superior National Bank, she is deeply passionate about helping clients navigate their home financing journey, culminating in a happy closing.
Her extensive background spans various facets of the mortgage process, including underwriting, quality control, processing, closing, and loan origination. This comprehensive understanding allows her to provide clients with exceptional, well-rounded advice. Julie is known for her friendly, straightforward, and honest approach, communicating complex mortgage terms in clear, simple language to ensure her clients are fully informed and confident.
Superior National Bank, an FDIC member and Equal Housing Lender, offers a diverse array of home loan products tailored for Michigan residents. These include Conventional, FHA, VA, USDA Rural Development, and Portfolio loans, with specialized options for non-warrantable condominiums. They also highlight state-specific programs like MSHDA, providing crucial down payment assistance and low/zero down payment options for first-time homebuyers and repeat buyers across both of Michigan’s peninsulas.
 Her extensive background spans various facets of the mortgage process, including underwriting, quality control, processing, closing, and loan origination. This comprehensive understanding allows her to provide clients with exceptional, well-rounded advice. Julie is known for her friendly, straightforward, and honest approach, communicating complex mortgage terms in clear, simple language to ensure her clients are fully informed and confident.
Superior National Bank, an FDIC member and Equal Housing Lender, offers a diverse array of home loan products tailored for Michigan residents. These include Conventional, FHA, VA, USDA Rural Development, and Portfolio loans, with specialized options for non-warrantable condominiums. They also highlight state-specific programs like MSHDA, providing crucial down payment assistance and low/zero down payment options for first-time homebuyers and repeat buyers across both of Michigan’s peninsulas.
Company Information
 Lender Type: Bank 
  Headquarters: Shelby Township, MI 
  Licensed In
 MI 
 Certifications & Credentials
 FHA ApprovedVA ApprovedUSDA ApprovedFDIC MemberEqual Housing Lender 
 Home Loan Products
Conventional Loan Program
 Loan Types: 
  ConventionalRefinance 
  Rate Types: 
  Fixed Rate 
  Property Types: 
  Single-Family Home 
  Occupancy Types: 
    Primary Residence 
  Special Programs: 
    First-Time HomebuyerLow Down Payment Program 
 3%
 Min Down Payment
 97%
 Max LTV
 FHA Loan Program
 Loan Types: 
   FHARefinance 
  Property Types: 
  Single-Family Home 
  Occupancy Types: 
       Primary Residence 
 3.5%
 Min Down Payment
 96.5%
 Max LTV
 VA Loan Program
 Loan Types: 
   VARefinance 
  Property Types: 
  Single-Family Home 
  Occupancy Types: 
    Primary Residence 
  Special Programs: 
    Veteran Program 
  0     
 100%
 Max LTV
 USDA Rural Development Loan Program
 Loan Types: 
   USDARefinance 
  Property Types: 
  Single-Family Home 
  Occupancy Types: 
       Primary Residence 
  0     
 100%
 Max LTV
 MSHDA Program
 Property Types: 
  Single-Family Home 
  Occupancy Types: 
    Primary Residence 
  Special Programs: 
    Down Payment AssistanceFirst-Time Homebuyer 
 Portfolio Loan for Non-Warrantable Condominiums
 Loan Types: 
   Portfolio 
  Property Types: 
  Condo 
  Occupancy Types: 
       Primary ResidenceSecond HomeInvestment Property 
 Jumbo Loan Program
 Loan Types: 
   Jumbo 
  Property Types: 
  Single-Family Home 
  Occupancy Types: 
      Primary Residence 
  Credit Tiers: 
  Excellent (740+) 
 20%
 Min Down Payment
 80%
 Max LTV
 740
 Min Credit Score
 Contact Information
888 W Big Beaver Rd Ste 410
 Troy, MI 48307
 US
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Business Information
 Category: Mortgage Lender 
  Location: Troy, MI 
  Status:  Standard  
   Type: Bank 
  NMLS ID: 130833 
    Profile Views: 21 
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