Julie Krumholz - Michigan Mortgage Lender NMLS #130833

Mortgage Lender serving Troy, MI

About Julie Krumholz - Michigan Mortgage Lender NMLS #130833

Julie Krumholz is an experienced Michigan Mortgage lender based in Shelby Township, Michigan, bringing over 30 years of expertise to the mortgage industry. Operating under the umbrella of Superior National Bank, she is deeply passionate about helping clients navigate their home financing journey, culminating in a happy closing.

Her extensive background spans various facets of the mortgage process, including underwriting, quality control, processing, closing, and loan origination. This comprehensive understanding allows her to provide clients with exceptional, well-rounded advice. Julie is known for her friendly, straightforward, and honest approach, communicating complex mortgage terms in clear, simple language to ensure her clients are fully informed and confident.

Superior National Bank, an FDIC member and Equal Housing Lender, offers a diverse array of home loan products tailored for Michigan residents. These include Conventional, FHA, VA, USDA Rural Development, and Portfolio loans, with specialized options for non-warrantable condominiums. They also highlight state-specific programs like MSHDA, providing crucial down payment assistance and low/zero down payment options for first-time homebuyers and repeat buyers across both of Michigan’s peninsulas.

Company Information

Lender Type: Bank
Headquarters: Shelby Township, MI

Licensed In

MI

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA ApprovedFDIC MemberEqual Housing Lender

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment Program
3%
Min Down Payment
97%
Max LTV

FHA Loan Program

Loan Types:
FHARefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
3.5%
Min Down Payment
96.5%
Max LTV

VA Loan Program

Loan Types:
VARefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
0
100%
Max LTV

USDA Rural Development Loan Program

Loan Types:
USDARefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
0
100%
Max LTV

MSHDA Program

Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer

Portfolio Loan for Non-Warrantable Condominiums

Loan Types:
Portfolio
Property Types:
Condo
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Jumbo Loan Program

Loan Types:
Jumbo
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Credit Tiers:
Excellent (740+)
20%
Min Down Payment
80%
Max LTV
740
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: 130833
888 W Big Beaver Rd Ste 410
Troy, MI 48307
US

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Business Information

Category: Mortgage Lender
Location: Troy, MI
Status: Standard
Type: Bank
NMLS ID: 130833
Profile Views: 1

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