About KD Financial Services Inc.
KD Financial Services Inc. has been assisting homeowners and aspiring buyers with their mortgage needs since its establishment in 2012. Based in Charlotte, North Carolina, the company serves as a dedicated resource for a wide array of residential loan products, including government-backed options like FHA and VA loans for purchases, alongside various conventional and refinance solutions. They particularly emphasize empowering borrowers through accessible online tools and clear guidance on the loan process, from prequalification through closing.
A distinctive service offered by KD Financial Services is their expertise in loan modifications. They act as a crucial advocate for homeowners facing financial hardship, working to negotiate with existing lenders to adjust mortgage terms and help prevent foreclosure. This commitment underscores their comprehensive approach to client support, aiming to provide practical solutions whether clients are seeking new financing or struggling with current mortgage obligations.
The company offers a diverse portfolio of home financing, encompassing fixed-rate and adjustable-rate mortgages, including hybrid ARMs and balloon loans, as well as home equity lines of credit and fixed home equity loans. With a strong emphasis on personalized service and an understanding of the complexities of the mortgage landscape, KD Financial Services Inc. strives to simplify homeownership and financial stability for its clients.
A distinctive service offered by KD Financial Services is their expertise in loan modifications. They act as a crucial advocate for homeowners facing financial hardship, working to negotiate with existing lenders to adjust mortgage terms and help prevent foreclosure. This commitment underscores their comprehensive approach to client support, aiming to provide practical solutions whether clients are seeking new financing or struggling with current mortgage obligations.
The company offers a diverse portfolio of home financing, encompassing fixed-rate and adjustable-rate mortgages, including hybrid ARMs and balloon loans, as well as home equity lines of credit and fixed home equity loans. With a strong emphasis on personalized service and an understanding of the complexities of the mortgage landscape, KD Financial Services Inc. strives to simplify homeownership and financial stability for its clients.
Company Information
Founded: 2012
Lender Type: Mortgage Broker
Headquarters: Charlotte, NC
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
E-Signature
Home Loan Products
FHA Purchase Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
VA Purchase Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramFirst-Time HomebuyerLow Down Payment Program
FHA/VA Streamline Refinance
Loan Types:
FHAVARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeRetired
Income Verification:
Full Documentation
Cash-Out Refinance Program
Loan Types:
Cash-Out RefinanceRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeRetired
Income Verification:
Full Documentation
Fixed Rate Mortgages
Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeRetired
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Adjustable Rate Mortgages (ARMs)
Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeRetired
Income Verification:
Full Documentation
Balloon Mortgage Program
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeRetired
Income Verification:
Full Documentation
Home Equity Line of Credit (HELOC)
Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeRetired
Income Verification:
Full Documentation
Home Equity Fixed Loan
Loan Types:
Home Equity LoanSecond Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeRetired
Income Verification:
Full Documentation
Contact Information
3620 Central Ave #100
Charlotte, NC 28205
US
Mailing Address:
3620 Central Ave, Suite 100 Charlotte, NC 28205
Get a Free Quote
Thank you! Your request has been sent. We will contact you soon.
An error occurred. Please try again.
Business Information
Category: Mortgage Lender
Location: Charlotte, NC
Status: Standard
Founded: 2012
Type: Mortgage Broker
NMLS ID: 39306
Profile Views: 0
Advertisement Space