Kent Westrum at Executive Mortgage Brokers / NMLS #400805

Mortgage Broker serving Edina, MN

About Kent Westrum at Executive Mortgage Brokers / NMLS #400805

Apply with Kent serves as a dedicated mortgage broker based in Houston, Texas, providing comprehensive loan solutions to clients throughout the state. Kent leverages a vast network of diverse lenders to offer personalized guidance, ensuring borrowers find the most suitable mortgage products tailored to their unique financial situations and homeownership goals. Their client-centric approach emphasizes navigating the complexities of the mortgage market with clarity and efficiency.

The firm specializes in a wide array of residential mortgage options, including Conventional, FHA, VA, and Jumbo loans, catering to various needs from first-time homebuyers to those seeking refinance solutions. Beyond standard offerings, Apply with Kent also provides niche financing like Physician Loans, Bank Statement Loans for self-employed individuals, and DSCR Loans for real estate investors, demonstrating a versatile lending portfolio.

Committed to a streamlined experience, Apply with Kent incorporates modern digital capabilities such as an online application system, secure document upload, and real-time status updates, complemented by e-signature functionality. This blend of expert human guidance and efficient technology allows them to deliver a transparent and accessible mortgage process, empowering borrowers to make informed decisions.

Company Information

Lender Type: Mortgage Broker
Headquarters: Houston, TX

Licensed In

TX

Digital Capabilities

Online Application
Digital Document Upload
Real-Time Status Updates
E-Signature

Home Loan Products

Conventional Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondoInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
3%
Min Down Payment
620
Min Credit Score

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
580
Min Credit Score

VA Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
0

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
700
Min Credit Score

Refinance Options

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Physician Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Physician LoanLow Down Payment Program
0

Bank Statement Loans

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Bank Statement ProgramSelf-Employed Program

DSCR Loans

Loan Types:
Non-QMDSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification

Contact Information

7300 Metro Blvd Ste. 340
Edina, MN 55439
US

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Business Information

Category: Mortgage Broker
Location: Edina, MN
Status: Standard
Type: Mortgage Broker
Profile Views: 1

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