About Kertin Mortgage Group
Kertin Mortgage Group is a mortgage broker that offers residential mortgages. They have been in business for many years and are committed to providing outstanding service while offering the most competitive rates possible. The company is owned by its employees, giving them a direct interest in ensuring loans close on time, at the selected rate, without too much hassle.
Kertin Mortgage Group has low overhead and advertising expenses, enabling them to offer lower rates than direct lenders. They receive a fixed compensation amount for each transaction, based upon a percentage of the loan amount, regardless of the rates borrowers choose. The company encourages borrowers to shop their mortgage and solicit written offers from mortgage providers.
With experience and the ability to offer practical solutions to mortgage problems, Kertin Mortgage Group aims to provide service with the care and compassion of a neighbor or friend. They are committed to prompt, professional service and have long-held partnerships with the lenders they work with.
Kertin Mortgage Group has low overhead and advertising expenses, enabling them to offer lower rates than direct lenders. They receive a fixed compensation amount for each transaction, based upon a percentage of the loan amount, regardless of the rates borrowers choose. The company encourages borrowers to shop their mortgage and solicit written offers from mortgage providers.
With experience and the ability to offer practical solutions to mortgage problems, Kertin Mortgage Group aims to provide service with the care and compassion of a neighbor or friend. They are committed to prompt, professional service and have long-held partnerships with the lenders they work with.
Company Information
Lender Type: Mortgage Broker
Headquarters: Irvine, CA
Licensed In
IN
Digital Capabilities
Online Application
Home Loan Products
Conventional Fixed Rate Loans
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Conventional Adjustable Rate Loans
Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
3 years5 years7 years10 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
FHA Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
VA Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
100%
Max LTV
USDA Loans
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
100%
Max LTV
Home Improvement Loans
Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
HARP/Open Access
Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
125%
Max LTV
Contact Information
5151 California Ave Ste. 100
Irvine, CA 92617
US
Mailing Address:
5151 California Ave Ste. 100
Irvine, CA 92617
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Business Information
Category: Mortgage Broker
Location: Irvine, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 178112
Profile Views: 14
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