Keystone Financial Services

Richard Wolff is a highly experienced mortgage professional based in San Diego, California, operating under the umbrella of Keystone Financial Services. With a career spanning back to 1980 as a real estate appraiser and a founding member of Keystone Financial Services in 1992, Richard brings over two decades of lending expertise to his clients. He is dedicated to guiding individuals through the complexities of home financing, leveraging his deep knowledge to provide informed and personalized solutions.

Richard's service philosophy centers on responsiveness, clear communication, and client education, ensuring borrowers understand every step of their mortgage journey. He has built a reputation on strong referral networks and repeat customers, reflecting his commitment to problem-solving and delivering a smooth, stress-free transaction. Whether clients are purchasing a new home, refinancing an existing mortgage, tapping into home equity, or investing in rental properties, Richard aims to provide the best possible experience.

Keystone Financial Services, through Richard Wolff, offers a comprehensive array of loan programs to meet diverse financial goals. These include conventional (conforming and high-balance), FHA, VA, USDA, Jumbo, and Reverse Mortgages for residential needs. Additionally, they facilitate commercial and private money loans, demonstrating a broad capability to serve various real estate financing requirements for both owner-occupied and investment properties.