Latoya Harrison Team powered by My Community Mortgage

Mortgage Broker serving Baton Rouge, LA

About Latoya Harrison Team powered by My Community Mortgage

Latoya Harrison at My Community Mortgage is a dedicated Sr. Loan Officer with over 17 years of experience as a licensed loan originator. Licensed in Louisiana, Texas, Florida, and Mississippi, Latoya provides appropriate options to help clients find the right loan and financing structure for their home financing needs. She leads her team and oversees the loan process, ensuring important terms and timelines are met.

My Community Mortgage strives to deliver high levels of service to help clients reach their goals. The team is available every step of the way, from the initial call to closing. They offer a variety of loan options, including Fixed Rate Mortgages, FHA Home Loans, VA Home Loans, Jumbo Home Loans, First Time Home Buyer programs, and Investment Property Loans. They also offer Refinance options.

With a focus on client trust and support, My Community Mortgage aims to make the home buying process as smooth as possible. They can be reached at their New Orleans address or via phone and email, offering accessible service to their community.

Company Information

Lender Type: Mortgage Broker
Headquarters: Baton Rouge, LA

Licensed In

LATXFLMS

Digital Capabilities

Online Application

Home Loan Products

Fixed Rate Mortgage

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

FHA Home Loan

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

VA Home Loan

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Jumbo Home Loan

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Vacation/Second HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

First Time Home Buyer

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Investment Property Loans

Loan Types:
ConventionalFHAVAUSDANon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Refinance

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Contact Information

3975 ONeal Ln unit a
Baton Rouge, LA 70816
US

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Business Information

Category: Mortgage Broker
Location: Baton Rouge, LA
Status: Standard
Type: Mortgage Broker
NMLS ID: 87349
Profile Views: 0

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