About LC Lending
LC Lending Inc. is a dedicated mortgage lender based in North Miami, Florida, committed to demystifying the complex world of big loans for its clients. As an equal housing lender operating within Florida, the company prides itself on offering personalized solutions that align with each borrower's unique life, dreams, and financial goals. They serve a diverse clientele, from first-time homebuyers to seasoned investors, simplifying the process of securing financing.
The firm offers a comprehensive suite of home loan options, including conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized programs like Foreign Nationals Loans and Bank Statement Loans for self-employed individuals. LC Lending also extends its expertise to commercial property financing. Their approach emphasizes clarity and support, ensuring borrowers fully understand their loan options, whether they are purchasing, refinancing, or expanding their investment portfolio.
LC Lending stands out by providing access to various financing solutions, including those designed for borrowers with lower down payments or non-traditional income sources, such as their 1% down conventional loan option. With a focus on accessibility and tailored guidance, they aim to make homeownership and property investment a tangible reality for a broad spectrum of borrowers in Florida.
The firm offers a comprehensive suite of home loan options, including conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized programs like Foreign Nationals Loans and Bank Statement Loans for self-employed individuals. LC Lending also extends its expertise to commercial property financing. Their approach emphasizes clarity and support, ensuring borrowers fully understand their loan options, whether they are purchasing, refinancing, or expanding their investment portfolio.
LC Lending stands out by providing access to various financing solutions, including those designed for borrowers with lower down payments or non-traditional income sources, such as their 1% down conventional loan option. With a focus on accessibility and tailored guidance, they aim to make homeownership and property investment a tangible reality for a broad spectrum of borrowers in Florida.
Company Information
Lender Type: Direct Lender
Headquarters: North Miami, FL
Licensed In
FL
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Home Loan Products
Foreign Nationals Loan
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Credit Tiers:
Good (680-739)Fair (620-679)
Bank Statement Loan
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Good (680-739)Fair (620-679)
Conventional Loan
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)
1%
Min Down Payment
FHA Loan
Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Fair (620-679)Poor (580-619)
VA Loan
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI ProgramLow Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)
Rehab Loan
Loan Types:
ConstructionFHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Credit Tiers:
Good (680-739)Fair (620-679)
USDA Loan
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)
Jumbo Loan
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)
Down Payment Assistance Loan
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer
Credit Tiers:
Fair (620-679)Good (680-739)
One-Time Close Construction Loan
Loan Types:
ConstructionConventionalFHAVA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
DSCR Loan
Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorSelf-EmployedBusiness Owner
Income Verification:
No Income Verification
Credit Tiers:
Good (680-739)Fair (620-679)
Refinance Loan
Loan Types:
RefinanceCash-Out RefinanceConventionalFHAVAUSDAJumboDSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementNo Income Verification
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
Commercial Loan Products
Commercial Property Loan
Loan Types:
Conventional CRECommercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing
Contact Information
1680 NE 125th St
North Miami, FL 33181
US
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Business Information
Category: Mortgage Lender
Location: North Miami, FL
Status: Standard
Type: Direct Lender
Profile Views: 12
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