LendFi Mortgage

Mortgage Broker serving Los Angeles, CA

About LendFi Mortgage

LendFi Mortgage is a modern, direct mortgage lender established with a mission to simplify the home financing process. They leverage advanced technology to offer a streamlined, efficient, and transparent mortgage experience for borrowers across numerous states. The company focuses on making homeownership accessible through a diverse portfolio of loan products.

Distinguishing itself with a highly digital approach, LendFi provides an online application, digital document upload capabilities, and real-time status updates through a customer portal, allowing for quick pre-approvals and digital closings. They are committed to competitive rates and personalized service, ensuring borrowers feel supported from initial inquiry to closing, reflecting their 4.9-star rating based on over 500 reviews.

LendFi offers a comprehensive suite of residential loan options including Conventional, FHA, VA, USDA, and Jumbo mortgages, catering to a wide range of borrowers from first-time homebuyers to those seeking luxury property financing or non-traditional income verification through Non-QM programs. Their expertise spans various property types, from single-family homes to multi-unit properties and investment properties, demonstrating a versatile lending solution for diverse real estate goals.

Company Information

Lender Type: Direct Lender
Headquarters: Lake Forest, CA

Licensed In

AZCACOFLGAILMDMIMNNCNJNVOHORPASCTNTXUTVAWAWI

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Pre-Qualification Tool
E-Signature
Digital Closing
Real-Time Status Updates

Home Loan Products

Conventional Mortgage

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouseVacation/Second HomeInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
3%
Min Down Payment

FHA Loan

Loan Types:
FHARefinance
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoManufactured/Mobile Home
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment Program
3.5%
Min Down Payment

VA Loan

Loan Types:
VARefinance
Property Types:
Single-Family HomeCondoManufactured/Mobile Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran ProgramNo PMI Program
0

USDA Loan

Loan Types:
USDARefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program
0

Jumbo Loan

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoVacation/Second HomeInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Non-QM Loan Programs

Loan Types:
Non-QMBank StatementDSCRAsset DepletionInterest-Only
Rate Types:
Interest-OnlyFixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program

Home Equity Line of Credit (HELOC)

Loan Types:
HELOCHome Equity Loan
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Contact Information

555 W 5th St Suite 36074
Los Angeles, CA 90013
US
Mailing Address:
20700 Swartz Dr, Lake Forest, CA 92630

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Los Angeles, CA
Status: Standard
Type: Direct Lender
NMLS ID: 1742460
Profile Views: 17

Advertisement Space