Lendinco

Mortgage Lender serving Seattle, WA

About Lendinco

LendinCo is a prominent financial institution based in Seattle, Washington, operating as a direct lender. Affiliated with Hohimer Wealth Management, the company has been a key provider of diverse lending solutions to both residential and commercial clients since its establishment in 2021. Under the experienced leadership of Managing Director Theresa Kenyon, who brings over three decades of lending expertise, LendinCo focuses on empowering individuals and businesses to achieve their financial aspirations through innovative and trustworthy financing options.

The lender offers a comprehensive suite of home loan programs, including FHA, VA, Conventional, Home Equity Lines of Credit (HELOC), and Non-QM loans, catering to a wide range of borrowers from first-time homebuyers to investors. Their residential offerings are complemented by specialized commercial loan products, covering financing for income-producing properties like apartments and real estate-secured land acquisition loans for builders and development projects. LendinCo prides itself on a client-first philosophy, aiming to provide a faster and more efficient path to homeownership and business growth.

With a commitment to service and accessibility, LendinCo provides essential digital tools such as online application portals, pre-qualification assistance, and various mortgage calculators. Their focus on specific client segments, such as veterans and first-time homebuyers, alongside their tailored commercial solutions, underscores their dedication to addressing diverse financial needs within the real estate market. LendinCo holds a Washington Consumer Loan Company License, reinforcing its regulated and reliable operation within the state.

Company Information

Founded: 2021
Lender Type: Direct Lender
Headquarters: Seattle, WA

Licensed In

WA

Certifications & Credentials

Washington Consumer Loan Company License

Digital Capabilities

Online Application
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

FHA Loans

Loan Types:
FHA
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
96.5%
Max LTV
620
Min Credit Score

VA Loans

Loan Types:
VARefinance
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
100%
Max LTV

Conventional Loans

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years20 years30 years
5%
Min Down Payment
95%
Max LTV

Home Equity Lines of Credit

Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Non-QM Programs

Loan Types:
Non-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement Program

Commercial Loan Products

Commercial Property Loans

Loan Types:
Conventional CRECommercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityMixed-UseSelf-StorageHealthcareManufacturing

Entitled Land Loans

Loan Types:
Bridge LoanCommercial Construction
Property Types:
Land
Industry Focus:
BuildersReal Estate Developers

Contact Information

Professional Licenses

NMLS ID: 2016121
600 University St #2401
Seattle, WA 98101
US
Mailing Address:
600 University street, suite 2401 Seattle, WA. 98101

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Business Information

Category: Mortgage Lender
Location: Seattle, WA
Status: Standard
Founded: 2021
Type: Direct Lender
NMLS ID: 2016121
Profile Views: 1

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