About Lighthouse Mortgage
Continental Mortgage, Inc. is a dedicated mortgage lender based in St. George, Utah, providing comprehensive home loan solutions. The company specializes in assisting clients with home purchases, refinancing their existing mortgages, and consolidating debt, striving to make the entire process fast, easy, and enjoyable for every borrower.
They offer a diverse portfolio of loan programs, including traditional options such as Conventional, FHA, VA, and USDA loans. Beyond standard offerings, Continental Mortgage, Inc. also provides specialized financing for unique borrower needs, such as Jumbo loans for higher value properties, programs for individuals with challenged credit, high debt-to-income ratios, and solutions for real estate investors. They emphasize superior support and personalized guidance from their experienced professionals.
With a commitment to client education, the lender provides tools and resources like mortgage calculators and glossaries to empower borrowers. Their focus on a wide range of loan types, including those requiring alternative income verification, demonstrates their flexibility in serving various financial situations, ensuring more people can achieve their homeownership goals.
They offer a diverse portfolio of loan programs, including traditional options such as Conventional, FHA, VA, and USDA loans. Beyond standard offerings, Continental Mortgage, Inc. also provides specialized financing for unique borrower needs, such as Jumbo loans for higher value properties, programs for individuals with challenged credit, high debt-to-income ratios, and solutions for real estate investors. They emphasize superior support and personalized guidance from their experienced professionals.
With a commitment to client education, the lender provides tools and resources like mortgage calculators and glossaries to empower borrowers. Their focus on a wide range of loan types, including those requiring alternative income verification, demonstrates their flexibility in serving various financial situations, ensuring more people can achieve their homeownership goals.
Company Information
Lender Type: Direct Lender
Headquarters: St. George, UT
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Rate Calculator
Home Loan Products
Conventional Loan Program
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
5%
Min Down Payment
620
Min Credit Score
Flex 97% & Low Down Payment Conventional
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Available Terms:
10 years15 years30 years
Credit Tiers:
Good (680-739)
3%
Min Down Payment
97%
Max LTV
680
Min Credit Score
FHA Loan Program
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Poor (580-619)Bad (<580)
3.5%
Min Down Payment
500
Min Credit Score
VA Loan Program
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
0
100%
Max LTV
USDA Loan Program
Loan Types:
USDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)
0
100%
Max LTV
Jumbo Loan Program
Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseVacation/Second Home
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementStated Income
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
No Income Verification Loans
Loan Types:
Non-QMBank StatementNon-QMNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
No Income VerificationStated IncomeBank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
102% Purchase Loan
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)
0
102%
Max LTV
Challenged Credit Loans
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full DocumentationBank StatementNo Income VerificationStated Income
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
500
Min Credit Score
High Debt Ratio Loans
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)
Second Mortgage Loan
Loan Types:
Second MortgageHome Equity LoanHELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
No PMI Program
5%
Min Down Payment
Construction Loans
Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
90%
Max LTV
Investor Loan Programs
Loan Types:
PortfolioDSCRNon-QMBank StatementNon-QMNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Multi-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementNo Income VerificationStated Income
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Good (680-739)Fair (620-679)
10%
Min Down Payment
Contact Information
Fax: 435-673-1977
Professional Licenses
NMLS ID: 216397
261 W Johnstown Rd
Columbus, OH 43230
US
Mailing Address:
1086 S Main St Suite 102 A St. George, UT 84770
Get a Free Quote
Thank you! Your request has been sent. We will contact you soon.
An error occurred. Please try again.
Business Information
Category: Mortgage Broker
Location: Columbus, OH
Status: Standard
Type: Direct Lender
NMLS ID: 216397
Profile Views: 2
Advertisement Space