Lima One Capital

Bank serving Jacksonville, FL

About Lima One Capital

Lima One Capital is a nationwide private money lender specializing in real estate investment loans for professional investors. Founded in 2010, the company has rapidly grown to become a leading provider of financing for fix-and-flip projects, new construction, long-term rental properties, and multifamily bridge loans across the United States.

The lender distinguishes itself by offering a diverse portfolio of loan products designed specifically for the unique needs of real estate investors, including DSCR loans for rental properties and bridge loans for various investment strategies. They focus on providing quick approvals, competitive rates, and certainty of execution, enabling investors to acquire and renovate properties efficiently.

With a team dedicated to serving the investment community, Lima One Capital combines technology-driven processes with expert underwriting. Their commitment to fostering long-term relationships and understanding the intricacies of the investment real estate market has positioned them as a reliable partner for both seasoned and emerging property investors.

Company Information

Founded: 2010
Lender Type: Private Money Lender
Headquarters: Atlanta, GA

Licensed In

ALL

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Real-Time Status Updates

Home Loan Products

Fix and Flip Loans (1-4 Units)

Loan Types:
Hard MoneyBridge
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
1 years2 years
Credit Tiers:
Good (680-739)Fair (620-679)

Rental Property Loans (1-4 Units)

Loan Types:
DSCRPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness OwnerSelf-Employed
Income Verification:
Bank StatementAsset DepletionNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Available Terms:
5 years10 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)

New Construction Loans (1-4 Units)

Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
1 years2 years
Credit Tiers:
Good (680-739)

Commercial Loan Products

Multifamily Bridge Loans (5+ Units)

Loan Types:
Bridge LoanConventional CRE
Property Types:
Multifamily (5+ units)Mixed-Use
Industry Focus:
Multifamily Real Estate

Multifamily New Construction (5+ Units)

Loan Types:
Commercial Construction
Property Types:
Multifamily (5+ units)
Industry Focus:
Multifamily Real Estate

Contact Information

841 Prudential Dr 12th Fl
Jacksonville, FL 32207
US

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Business Information

Category: Bank
Location: Jacksonville, FL
Status: Standard
Founded: 2010
Type: Private Money Lender
Profile Views: 17

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