Louie Loans

Louie Loans, a premier hard money lender based in San Diego, California, has been serving the real estate market for over a decade. As a direct hard money lender, the company maintains complete control over loan approval decisions, ensuring swift and transparent responses for borrowers across California.

Specializing in financing residential and commercial real estate loans, Louie Loans fills a crucial gap for transactions that institutional lenders and banks typically cannot fund due to stringent underwriting or time constraints. Their lending culture prioritizes competitive terms, flexibility, fast funding (often in 10 days or less), and a simple process, with a unique commitment to 100% guaranteed closing when an offer is made. Notably, they operate with no minimum FICO score requirements, focusing instead on property equity or down payment.

Louie Loans values its relationships with brokers and realtors, offering commissions and protecting client referrals for seamless transactions. With a track record of over $250,000,000 funded, they serve a diverse clientele including seasoned and first-time investors, providing tailored solutions like bridge loans, fix & flip loans, and second position hard money loans to help clients secure challenging properties and navigate time-sensitive real estate opportunities.