MAE Capital Mortgage

Mortgage Lender serving Rocklin, CA

About MAE Capital Mortgage

MAE Capital Mortgage Inc. operates as a mortgage broker and real estate service provider, based in Rocklin, California. Since its inception, the company has positioned itself as a dual expert in both mortgage lending and real estate sales, aiming to provide a seamless experience where real estate meets mortgage for its clients within California, particularly in Placer, Sacramento, and El Dorado counties.

The firm distinguishes itself with a unique value proposition, notably offering a 1% listing fee for sellers and a beneficial arrangement for buyers, where they handle both the loan and the real estate transaction, returning a portion of the seller's commission. This service bundling is designed to save clients money and streamline the complex process of buying or selling a home, including specialized offerings like 'No income-qualifying loans' for primary residences.

Committed to a family-oriented approach, MAE Capital Mortgage Inc. emphasizes personalized service, helping clients navigate their mortgage and real estate questions. With Gregg Mower leading as Webmaster and Broker, the company leverages its expertise and digital tools to simplify homeownership and real estate transactions for its California clientele.

Company Information

Lender Type: Mortgage Broker
Headquarters: Rocklin, CA

Licensed In

CA

Certifications & Credentials

California Department of Real Estate Licensed Broker

Digital Capabilities

Online Application
Digital Document Upload
Mobile App
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loan Programs

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment

FHA Loan Programs

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)

VA Loan Programs

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner1099 Contractor
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

Reverse Mortgage Programs

Loan Types:
Reverse MortgageRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Alternate Income & Non-QM Loans

Loan Types:
Non-QMBank StatementNon-QMNon-QMNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness OwnerInvestor1099 Contractor
Income Verification:
Bank StatementNo Income VerificationAsset Depletion
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)

Private/Hard Money Loans

Loan Types:
Hard MoneyBridge
Rate Types:
Fixed Rate
Property Types:
Investment PropertySingle-Family Home
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income VerificationStated Income
Credit Tiers:
Bad (<580)Poor (580-619)

Commercial Loan Products

Commercial Funding & Business Loans

Loan Types:
Conventional CREBusiness Acquisition
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseMixed-Use

Contact Information

Professional Licenses

NMLS ID: 806170
4940 Pacific St
Rocklin, CA 95677
US
Mailing Address:
4940 Pacific Street Suite A Rocklin, CA 95677

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Business Information

Category: Mortgage Lender
Location: Rocklin, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 806170
Profile Views: 0

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