About Main Street Mortgage Company
Main Street Mortgage Company, a comprehensive mortgage banker headquartered in Houston, Texas, specializes in residential lending across the entire state. Established with an emphasis on purchase, refinance, home equity, new construction, and renovation, the company is committed to helping Texans secure the financing needed for their diverse real estate goals.
The lender offers an extensive array of home loan products, including Conventional, Jumbo, FHA, VA, and USDA mortgages, alongside Home Equity Lines of Credit and Home Equity Loans. They provide specialized programs such as Physician Loans, One-Time Close Construction, and tailored solutions designed specifically for Self-Employed and Retired borrowers. Main Street Mortgage Company caters to a broad range of client needs, facilitating loans for primary residences, second homes, and investment properties.
Main Street Mortgage Company prides itself on its customized and unique approach to mortgages, integrating human insights with technical proficiency to ensure a faster and more cost-effective loan process. The company’s dedication to providing a seamless experience, combined with its team of experienced professionals, aims to simplify the complexities of mortgage financing and deliver optimal solutions for its clients.
The lender offers an extensive array of home loan products, including Conventional, Jumbo, FHA, VA, and USDA mortgages, alongside Home Equity Lines of Credit and Home Equity Loans. They provide specialized programs such as Physician Loans, One-Time Close Construction, and tailored solutions designed specifically for Self-Employed and Retired borrowers. Main Street Mortgage Company caters to a broad range of client needs, facilitating loans for primary residences, second homes, and investment properties.
Main Street Mortgage Company prides itself on its customized and unique approach to mortgages, integrating human insights with technical proficiency to ensure a faster and more cost-effective loan process. The company’s dedication to providing a seamless experience, combined with its team of experienced professionals, aims to simplify the complexities of mortgage financing and deliver optimal solutions for its clients.
Company Information
Lender Type: Direct Lender
Headquarters: Houston, TX
Licensed In
TX
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
E-Signature
Home Loan Products
Conventional Home Loans
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
100%
Max LTV
Jumbo Home Loans
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
FHA Mortgage
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
VA Mortgage
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years30 years
USDA Mortgage
Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Home Equity Lines of Credit (HELOC)
Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Home Equity Loans
Loan Types:
Home Equity LoanSecond Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
One-Time Close Construction - Permanent Loans (OTC)
Loan Types:
ConstructionConventional
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Purchase Plus Improvement Loans
Loan Types:
RefinanceConstruction
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation Loan
Physician Loans
Loan Types:
ConventionalJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Physician Loan
Tailored Solutions for Self-Employed and Retired Borrowers
Loan Types:
ConventionalJumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Self-Employed Program
Reverse Mortgage
Loan Types:
Reverse Mortgage
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification
Commercial Loan Products
Commercial Mortgages
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitality
Contact Information
3100 Richmond Ave. #107
Houston, TX 77098
US
Mailing Address:
3100 Richmond Ave #107 Houston, TX 77098
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Business Information
Category: Mortgage Lender
Location: Houston, TX
Status: Standard
Type: Direct Lender
NMLS ID: 296814
Profile Views: 12
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