About Masihi Financial Group
Masihi Financial Group, founded in Los Angeles in 2015, operates as a dedicated mortgage brokerage company. As a family-run business, they emphasize a personalized approach to mortgage financing, understanding that each client's unique financial situation necessitates a custom loan strategy. They leverage strong, long-term partnerships with a diverse network of top wholesale lenders and banks across the country.
The group specializes in serving self-employed individuals and first-time homebuyers, navigating the complexities often associated with these borrower profiles. Their expertise extends to a variety of mortgage products, including conventional, FHA, VA, and a range of non-QM options like bank statement, stated income, foreign national, and interest-only loans, including jumbo and super-jumbo financing.
Masihi Financial Group focuses on guiding clients through the entire mortgage process, from pre-qualification to closing and future follow-up for potential refinances. Their commitment to client relationships, rooted in generations of trust, allows them to construct tailored loan solutions designed to pair borrowers with the optimal mortgage for their specific goals.
The group specializes in serving self-employed individuals and first-time homebuyers, navigating the complexities often associated with these borrower profiles. Their expertise extends to a variety of mortgage products, including conventional, FHA, VA, and a range of non-QM options like bank statement, stated income, foreign national, and interest-only loans, including jumbo and super-jumbo financing.
Masihi Financial Group focuses on guiding clients through the entire mortgage process, from pre-qualification to closing and future follow-up for potential refinances. Their commitment to client relationships, rooted in generations of trust, allows them to construct tailored loan solutions designed to pair borrowers with the optimal mortgage for their specific goals.
Company Information
Founded: 2015
Lender Type: Mortgage Broker
Headquarters: Los Angeles, CA
Digital Capabilities
Pre-Qualification Tool
Online Account Management
Home Loan Products
Conventional Loan Programs
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
FHA Loan Program
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score
VA Loan Program
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
0
100%
Max LTV
HELOC Program
Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Available Terms:
10 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
Refinance and Debt Consolidation Loans
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
Jumbo and Super-Jumbo Mortgage
Loan Types:
JumboRefinanceCash-Out RefinanceInterest-Only
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full DocumentationAsset Depletion
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)
740
Min Credit Score
Self-Employed and Bank Statement Programs
Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank StatementStated Income
Special Programs:
Self-Employed ProgramBank Statement Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
Foreign National Loan Programs
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Investor
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
Interest-Only Mortgage Programs
Loan Types:
Interest-OnlyNon-QM
Rate Types:
Interest-Only
Property Types:
Single-Family HomeCondoInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-Employed1099 ContractorBusiness Owner
Income Verification:
Full DocumentationBank Statement
Special Programs:
Self-Employed Program
Available Terms:
30 years
Credit Tiers:
Excellent (740+)
Contact Information
Figueroa at Wilshire
Los Angeles, CA 90017
US
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Business Information
Category: Mortgage Broker
Location: Los Angeles, CA
Status: Standard
Founded: 2015
Type: Mortgage Broker
Profile Views: 11
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