Meriwest Mortgage

Meriwest Credit Union, established in 1977, is a member-owned financial institution primarily serving residents in specific counties of Northern California (Alameda, Contra Costa, San Francisco, San Mateo, Santa Clara) and Pima county in Arizona. They extend eligibility to other California and Arizona residents through a complimentary Financial Fitness Association membership, fostering a strong community focus.

Meriwest Mortgage, a division of Meriwest Credit Union, specializes in a comprehensive range of home loan products including Conventional, FHA, and VA loans, alongside refinancing and home equity solutions. They are particularly committed to making homeownership accessible, notably through programs that assist first-time homebuyers with low down payments and down payment assistance options, including a unique partnership in San Mateo County that offers no Private Mortgage Insurance (PMI).

The credit union prioritizes member convenience and support, offering competitive rates, fast local processing, and a strong emphasis on service. Their digital capabilities include online applications, pre-qualification tools, rate calculators, and online account management via web and mobile app, ensuring a modern and efficient mortgage experience from application to ongoing payment management. They aim for quick loan decisions, often within 24 hours for online applications.