Mister Mortgage USA

Mortgage Lender serving Miami, FL

About Mister Mortgage USA

Mister Mortgage USA Inc. serves as a direct lender focused on helping individuals and families achieve homeownership with personalized financing solutions. The company prioritizes offering competitive rates combined with exceptional customer service, priding itself on honesty and integrity in every client interaction.

They offer a comprehensive suite of residential loan products, including popular options like FHA, VA, USDA, Jumbo, and Conventional fixed-rate mortgages, as well as specialized Rehab and Investment Property loans. Mister Mortgage USA Inc. is particularly dedicated to assisting first-time homebuyers and those seeking low or zero down payment options, leveraging programs backed by the U.S. government.

With a strong emphasis on client satisfaction, Mister Mortgage USA Inc. provides an easy online pre-qualification process and ensures a smooth loan application experience. Their approach focuses on understanding each client's unique financial situation to provide tailored guidance and support throughout their home buying journey.

Company Information

Lender Type: Direct Lender

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

Fixed Rate Mortgages

Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
640
Min Credit Score

FHA Home Loans

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
640
Min Credit Score

Rehab Loans

Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation Loan
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
640
Min Credit Score

USDA Loans

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
640
Min Credit Score

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
640
Min Credit Score

VA Home Loans

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
640
Min Credit Score

Investment Property Loans

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Investment PropertyVacation/Second Home
Occupancy Types:
Investment PropertySecond Home
Employment Types:
InvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
640
Min Credit Score

Refinance Loans

Loan Types:
Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
640
Min Credit Score

Contact Information

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: Miami, FL
Status: Standard
Type: Direct Lender
Profile Views: 12

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