Monticello Mortgage Corporation

Mortgage Broker serving Lower Burrell, PA

About Monticello Mortgage Corporation

Monticello Home Loans is a dedicated mortgage lender focused on providing a comprehensive array of home loan solutions. With a history of serving homebuyers for over a decade, the company emphasizes personalized service to navigate the complexities of mortgage financing.

They distinguish themselves by offering a diverse portfolio of loan products, including conventional, FHA, VA, USDA, Jumbo, and specialized Non-QM options like Bank Statement and Asset Depletion loans. This broad offering allows them to cater to various borrower profiles, from first-time homebuyers and veterans to self-employed individuals and those seeking renovation financing.

Committed to a streamlined client experience, Monticello Home Loans leverages digital tools and resources to simplify the application and approval process. Their aim is to deliver competitive rates and terms while maintaining a strong focus on client support and guidance throughout the homeownership journey.

Company Information

Lender Type: Direct Lender

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
E-Signature
Real-Time Status Updates

Home Loan Products

Conventional Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramHomeReady ProgramHome Possible Program
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
3%
Min Down Payment
620
Min Credit Score

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerFHA 203k
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Poor (580-619)
580
Min Credit Score

VA Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years20 years25 years30 years

USDA Loans

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years20 years25 years30 years

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years20 years25 years30 years

Non-QM Loans

Loan Types:
Non-QMBank StatementAsset DepletionDSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness OwnerInvestor
Income Verification:
Bank StatementAsset Depletion
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Available Terms:
15 years20 years25 years30 years

Renovation Loans

Loan Types:
ConstructionFHAConventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k

Contact Information

2921 Leechburg Rd
Lower Burrell, PA 15068
US

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Business Information

Category: Mortgage Broker
Location: Lower Burrell, PA
Status: Standard
Type: Direct Lender
Profile Views: 0

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