About Mortgage Capital Advisors
Mortgage Capital Advisors (MCA) operates as a private mortgage banker based out of Atlanta, Georgia, specializing in residential mortgage financing. Founded by Mark Dodson, who has been active in the mortgage industry since the early 1990s and established his own private mortgage banking firm, The Private Capital Group, in 1998, MCA leverages deep industry experience to serve its clients.
The firm distinguishes itself by offering a diverse array of loan programs tailored to individual needs, with a particular focus on catering to self-employed borrowers. MCA provides specialized non-QM solutions such as Investor Cash Flow Loans, Bank Statement Loans, and 1099 Loans, alongside traditional primary home purchases, second-home financing, jumbo mortgages, and various refinance options including cash-out and interest-only mortgages. Their approach involves a thorough evaluation of a borrower's income, credit, and assets to identify the most suitable financial products.
Committed to a personalized service experience, Mortgage Capital Advisors aims to simplify the loan process for its clients. With an emphasis on finding flexible solutions for challenging financial profiles, as highlighted by client testimonials, MCA strives for efficient and successful closings. Mark Dodson's background, including features on CNBC and in publications like the Wall Street Journal, underscores the firm's credibility and expertise in the private mortgage banking sector.
The firm distinguishes itself by offering a diverse array of loan programs tailored to individual needs, with a particular focus on catering to self-employed borrowers. MCA provides specialized non-QM solutions such as Investor Cash Flow Loans, Bank Statement Loans, and 1099 Loans, alongside traditional primary home purchases, second-home financing, jumbo mortgages, and various refinance options including cash-out and interest-only mortgages. Their approach involves a thorough evaluation of a borrower's income, credit, and assets to identify the most suitable financial products.
Committed to a personalized service experience, Mortgage Capital Advisors aims to simplify the loan process for its clients. With an emphasis on finding flexible solutions for challenging financial profiles, as highlighted by client testimonials, MCA strives for efficient and successful closings. Mark Dodson's background, including features on CNBC and in publications like the Wall Street Journal, underscores the firm's credibility and expertise in the private mortgage banking sector.
Company Information
Founded: 1998
Lender Type: Private Money Lender
Headquarters: Atlanta, GA
Digital Capabilities
Online Application
Home Loan Products
Investor Cash Flow Loan
Loan Types:
DSCR
Rate Types:
Fixed Rate
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Special Programs:
Self-Employed Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
80%
Max LTV
640
Min Credit Score
Bank Statement Loan
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement ProgramLow Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
90%
Max LTV
620
Min Credit Score
1099 Loan
Loan Types:
Non-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
1099 ContractorSelf-Employed
Income Verification:
Stated Income
Special Programs:
Self-Employed Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
90%
Max LTV
640
Min Credit Score
Primary Home Purchase
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
Second Home Purchase
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Vacation/Second Home
Occupancy Types:
Second Home
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
10%
Min Down Payment
Mortgage Refinance
Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
620
Min Credit Score
Cash-Out Refinance
Loan Types:
Cash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
620
Min Credit Score
Jumbo Mortgage
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondoInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
700
Min Credit Score
Interest-Only Mortgage
Loan Types:
Interest-OnlyConventionalJumboNon-QM
Rate Types:
Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
20%
Min Down Payment
720
Min Credit Score
Contact Information
2967 Grandview Ave NE
Atlanta, GA 30305
US
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Business Information
Category: Mortgage Broker
Location: Atlanta, GA
Status: Standard
Founded: 1998
Type: Private Money Lender
Profile Views: 0
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