About Mortgage Magic
Mortgage Magic, represented by Joe Adamson, operates as a mortgage brokerage firm committed to providing clients with optimal and fairly priced home financing solutions. With over forty years of experience in the mortgage industry, Joe emphasizes a client-centric approach, focusing on education and accurate information rather than just transactions. His dedication to understanding market dynamics and lender requirements enables him to offer tailored advice that often leads to repeat business and referrals.
The firm distinguishes itself by prioritizing client well-being and long-term financial health. Mortgage Magic offers guidance on crucial aspects such as the impact of credit scores on mortgage costs and insurances, helping borrowers understand how to improve their financial standing for better loan terms. They are particularly adept at explaining complex topics, including the nuances of conventional loans and the benefits of reverse mortgages for seniors.
Through a consultative approach, Mortgage Magic aims to empower clients to make informed decisions for significant financial commitments like home purchases or refinances. Their commitment extends to helping clients navigate the complexities of credit and debt ratios, ensuring a smooth and advantageous borrowing experience.
The firm distinguishes itself by prioritizing client well-being and long-term financial health. Mortgage Magic offers guidance on crucial aspects such as the impact of credit scores on mortgage costs and insurances, helping borrowers understand how to improve their financial standing for better loan terms. They are particularly adept at explaining complex topics, including the nuances of conventional loans and the benefits of reverse mortgages for seniors.
Through a consultative approach, Mortgage Magic aims to empower clients to make informed decisions for significant financial commitments like home purchases or refinances. Their commitment extends to helping clients navigate the complexities of credit and debt ratios, ensuring a smooth and advantageous borrowing experience.
Company Information
Lender Type: Mortgage Broker
Certifications & Credentials
NMLS Licensed
Home Loan Products
Conventional Loan
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Available Terms:
30 years15 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
5%
Min Down Payment
95%
Max LTV
620
Min Credit Score
Reverse Mortgage Loan
Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Contact Information
1625 The Alameda UNIT 310
San Jose, CA 95126
US
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Business Information
Category: Mortgage Broker
Location: San Jose, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 331340
Profile Views: 15
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