About MortgageOne Inc.
MortgageOne, Inc. is a direct mortgage lender based out of Carlsbad, California, dedicated to making the homeownership dream a reality for clients nationwide. Emphasizing a commitment to exceptional customer satisfaction, the company prides itself on delivering 5-star service and aims to create 'raving fans' through competitive interest rates and streamlined loan processes tailored to individual needs.
They offer a diverse portfolio of home loan options, including popular programs like Fixed Rate Mortgages, FHA, VA, and Jumbo loans, alongside various refinance solutions such as Cash-Out and general Refinance. MortgageOne, Inc. caters to a broad spectrum of borrowers, including first-time homebuyers, veterans, and those seeking to optimize their current mortgage, with flexible options for different property and occupancy types.
With a focus on efficiency, MortgageOne, Inc. leverages an intuitive online application and pre-qualification tool to guide applicants through the process. They are known for competitive rates across the nation and strive for quick loan closures, often within 30 days or less, ensuring a client-centric approach from initial inquiry to funding.
They offer a diverse portfolio of home loan options, including popular programs like Fixed Rate Mortgages, FHA, VA, and Jumbo loans, alongside various refinance solutions such as Cash-Out and general Refinance. MortgageOne, Inc. caters to a broad spectrum of borrowers, including first-time homebuyers, veterans, and those seeking to optimize their current mortgage, with flexible options for different property and occupancy types.
With a focus on efficiency, MortgageOne, Inc. leverages an intuitive online application and pre-qualification tool to guide applicants through the process. They are known for competitive rates across the nation and strive for quick loan closures, often within 30 days or less, ensuring a client-centric approach from initial inquiry to funding.
Company Information
Lender Type: Direct Lender
Headquarters: Carlsbad, CA
Licensed In
ALL
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Pre-Qualification Tool
Digital Document Upload
Home Loan Products
Fixed Rate Mortgage
Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeTownhouseCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
5%
Min Down Payment
95%
Max LTV
580
Min Credit Score
FHA Loan
Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeTownhouseCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
FHA 203kLow Down Payment ProgramFirst-Time Homebuyer
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score
VA Loan
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score
Cash-Out Refinance
Loan Types:
Cash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Refinance Mortgage
Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Jumbo Mortgage
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Contact Information
5860 Owens Ave # 130
Carlsbad, CA 92008
US
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Business Information
Category: Mortgage Lender
Location: Carlsbad, CA
Status: Standard
Type: Direct Lender
Profile Views: 0
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