Movement Mortgage - John Palumbos Team - Totowa NJ

Mortgage Lender serving Totowa, NJ

About Movement Mortgage - John Palumbos Team - Totowa NJ

Movement Mortgage operates as a prominent direct lender, distinguished by its unique commitment as an "Impact Lender." This core philosophy dictates that a significant portion of the company's profits, nearly 50%, is reinvested into community-lifting initiatives. This innovative approach to business demonstrates a dedication beyond traditional lending, aiming to create positive societal change.

The lender prides itself on offering a diverse array of home financing solutions designed to cater to various borrower needs and scenarios. They emphasize a streamlined, "stress-free, easy-to-understand mortgage process," focusing on clarity and simplicity for homebuyers. Through their extensive network and resources, Movement Mortgage aims to transform the homebuying experience, making it more accessible and manageable for clients.

With a focus on both financial services and social responsibility, Movement Mortgage strives to combine professional lending expertise with a profound dedication to community welfare. Their broad product offerings, coupled with a client-centric service model, position them as a notable entity in the mortgage industry, providing comprehensive support throughout the home loan journey.

Company Information

Lender Type: Direct Lender

Digital Capabilities

Rate Calculator
Online Account Management
Pre-Qualification Tool

Home Loan Products

Conventional Purchase Loans

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program

VA Loans

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program

USDA Loans

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Jumbo & High Balance Loans

Loan Types:
Jumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

New Construction Loans

Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Renovation Loans

Loan Types:
ConstructionRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
Renovation Loan

Reverse Mortgage

Loan Types:
Reverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

DSCR Investment Loans

Loan Types:
DSCRNon-QM
Rate Types:
Fixed Rate
Property Types:
Investment PropertySingle-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner

Fannie Mae HomeReady Loans

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
HomeReady ProgramLow Down Payment Program
Credit Tiers:
Good (680-739)Excellent (740+)

Cash-Out Refinance

Loan Types:
Cash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Fixed Rate Second Lien

Loan Types:
Second MortgageHome Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Contact Information

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Business Information

Category: Mortgage Lender
Location: Totowa, NJ
Status: Standard
Type: Direct Lender
Profile Views: 0

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