About Mr. Swanson Mortgage
Vanguard Capital Mortgage, operating under the Mr. Swanson Mortgage brand, is a direct lender based in Baltimore, Maryland, specializing in a wide array of residential mortgage solutions. The company prides itself on offering low rates, fast approvals, and quick closings to homebuyers across Maryland. Their comprehensive offerings include popular government-backed programs like FHA, VA, and USDA loans, alongside conventional and jumbo mortgages, catering to diverse borrower needs.
Beyond standard purchase loans, Vanguard Capital Mortgage provides specialized financing options such as FHA 203(k) renovation loans for home improvements and reverse mortgages for senior homeowners. They are committed to simplifying the mortgage process through robust digital capabilities, including online applications, document upload portals, and various mortgage calculators. The company serves a broad spectrum of credit profiles, from first-time homebuyers with lower credit scores to those with excellent credit.
Vanguard Capital Mortgage is dedicated to making homeownership accessible and manageable, offering personalized guidance and support throughout the loan journey. While primarily focused on the Maryland market, their expertise in various loan types and commitment to efficient service aim to provide a seamless and positive experience for borrowers seeking home financing solutions.
Beyond standard purchase loans, Vanguard Capital Mortgage provides specialized financing options such as FHA 203(k) renovation loans for home improvements and reverse mortgages for senior homeowners. They are committed to simplifying the mortgage process through robust digital capabilities, including online applications, document upload portals, and various mortgage calculators. The company serves a broad spectrum of credit profiles, from first-time homebuyers with lower credit scores to those with excellent credit.
Vanguard Capital Mortgage is dedicated to making homeownership accessible and manageable, offering personalized guidance and support throughout the loan journey. While primarily focused on the Maryland market, their expertise in various loan types and commitment to efficient service aim to provide a seamless and positive experience for borrowers seeking home financing solutions.
Company Information
Lender Type: Direct Lender
Headquarters: Baltimore, MD
Licensed In
MD
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
E-Signature
Home Loan Products
FHA Home Loans
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score
Conventional Home Loans
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
5%
Min Down Payment
95%
Max LTV
Jumbo Home Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
FHA 203(k) Renovation Loans
Loan Types:
FHAConstructionRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score
VA Home Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
100%
Max LTV
Refinance Loans
Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Reverse Mortgages
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
USDA Home Mortgages
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)
0
100%
Max LTV
Contact Information
2107 Forest Ridge Rd
Lutherville, MD 21093
US
Mailing Address:
6905 York Road 2nd Floor Baltimore, Maryland 21212
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Business Information
Category: Mortgage Lender
Location: Lutherville, MD
Status: Standard
Type: Direct Lender
NMLS ID: 2125736
Profile Views: 0
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