About National Mortgage Home Loans
National Mortgage Home Loans operates as a dedicated mortgage broker, leveraging over three decades of industry experience to assist homebuyers and those seeking refinancing options. Unlike traditional banks or direct lenders, their independent status allows them to partner with multiple wholesale mortgage lenders. This unique position enables them to shop for a wide array of home loan options, aiming to secure more competitive rates and terms for their clients.
The company prides itself on a client-centric approach, emphasizing tailored loan solutions designed to fit individual financial needs. They offer a streamlined digital experience, providing tools like instant rate quotes without credit impact, rate alerts for market changes, and an intuitive online application process. This blend of personalized service and technological efficiency aims to make the mortgage journey simpler and faster for borrowers.
Headquartered in Troy, Michigan, National Mortgage Home Loans is committed to transparency and convenience, operating 24/7 to accommodate diverse schedules. With a team of over 20 loan officers and consistently high customer satisfaction reflected in numerous 5-star reviews, they focus on guiding clients through every step of the pre-approval, application, underwriting, and closing process.
The company prides itself on a client-centric approach, emphasizing tailored loan solutions designed to fit individual financial needs. They offer a streamlined digital experience, providing tools like instant rate quotes without credit impact, rate alerts for market changes, and an intuitive online application process. This blend of personalized service and technological efficiency aims to make the mortgage journey simpler and faster for borrowers.
Headquartered in Troy, Michigan, National Mortgage Home Loans is committed to transparency and convenience, operating 24/7 to accommodate diverse schedules. With a team of over 20 loan officers and consistently high customer satisfaction reflected in numerous 5-star reviews, they focus on guiding clients through every step of the pre-approval, application, underwriting, and closing process.
Company Information
Team Size: 20+ Loan Officers
Lender Type: Mortgage Broker
Headquarters: Troy, MI
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Real-Time Status Updates
Home Loan Products
Fixed-Rate Mortgage
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score
FHA Mortgage
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Available Terms:
30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
96.5%
Max LTV
620
Min Credit Score
VA Mortgage
Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
Available Terms:
30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
620
Min Credit Score
Jumbo Mortgage
Loan Types:
Jumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness OwnerInvestor
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
10%
Min Down Payment
90%
Max LTV
680
Min Credit Score
Adjustable Rate Mortgages
Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
620
Min Credit Score
USDA Mortgages
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
620
Min Credit Score
First Time Home Buyer Mortgages
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
620
Min Credit Score
Reverse Mortgages
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Interest Only Mortgages
Loan Types:
Interest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
620
Min Credit Score
Contact Information
4107 John R Rd Suite 100
Troy, MI 48083
US
Mailing Address:
4107 John R Rd., Suite 100Troy, MI 48085
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Business Information
Category: Mortgage Broker
Location: Troy, MI
Status: Standard
Type: Mortgage Broker
NMLS ID: 1433997
Profile Views: 7
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