About Nichols Home Lending
Nichols Home Lending operates as a dedicated direct lender with over 28 years of experience in the mortgage industry. Based out of Mesa, AZ, and licensed in Texas, the company prides itself on consistently offering mortgage rates that beat the national average. They are committed to providing a simplified and hassle-free home loan journey, leveraging their expertise to offer tailored solutions to a diverse range of borrowers.
The lender distinguishes itself through its transparent communication and stellar customer service, ensuring clients are informed at every step of the process. With a strong focus on competitive pricing, Nichols Home Lending aims to help borrowers save significantly on their home loans. Their digital tools, including rate calculators, pre-approval processes, and rate drop alerts, underscore their commitment to modern convenience and informed decision-making.
Nichols Home Lending has facilitated over $1 billion in loan originations, demonstrating their significant presence and reliability in the market. They offer a comprehensive suite of home loan products, including conventional, FHA, VA, USDA, Jumbo, Adjustable-Rate, Reverse, and Interest-Only mortgages, catering to various needs from first-time homebuyers to those seeking high-value property financing.
The lender distinguishes itself through its transparent communication and stellar customer service, ensuring clients are informed at every step of the process. With a strong focus on competitive pricing, Nichols Home Lending aims to help borrowers save significantly on their home loans. Their digital tools, including rate calculators, pre-approval processes, and rate drop alerts, underscore their commitment to modern convenience and informed decision-making.
Nichols Home Lending has facilitated over $1 billion in loan originations, demonstrating their significant presence and reliability in the market. They offer a comprehensive suite of home loan products, including conventional, FHA, VA, USDA, Jumbo, Adjustable-Rate, Reverse, and Interest-Only mortgages, catering to various needs from first-time homebuyers to those seeking high-value property financing.
Company Information
Lender Type: Direct Lender
Headquarters: Mesa, AZ
Total Loans Originated: $1 Billion+
Licensed In
TX
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Real-Time Status Updates
Home Loan Products
Fixed-Rate Mortgage
Loan Types:
ConventionalRefinanceConventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score
FHA Mortgage
Loan Types:
FHARefinanceConventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
VA Mortgage
Loan Types:
VARefinanceConventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Jumbo Mortgage
Loan Types:
JumboRefinanceConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness OwnerInvestor
Income Verification:
Full Documentation
Special Programs:
No PMI Program
Credit Tiers:
Good (680-739)Excellent (740+)
10%
Min Down Payment
90%
Max LTV
680
Min Credit Score
Adjustable Rate Mortgages
Loan Types:
ConventionalRefinanceConventional
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
USDA Mortgages
Loan Types:
USDARefinanceConventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Reverse Mortgages
Loan Types:
Reverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Interest Only Mortgages
Loan Types:
Interest-OnlyConventionalJumbo
Rate Types:
Interest-Only
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorInvestorBusiness Owner
Income Verification:
Full Documentation
Contact Information
1162 E Sonterra Blvd Ste 120
San Antonio, TX 78258
US
Mailing Address:
5559 S Sossaman Rd, Bldg 1 Ste 101 Mesa, AZ 85212
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Business Information
Category: Mortgage Lender
Location: San Antonio, TX
Status: Standard
Type: Direct Lender
NMLS ID: 1660690
Loans Originated: $1 Billion+
Profile Views: 1
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