About Nick Price - Mortgage One Inc
Military Home Spot Lending specializes in providing VA Home Loans exclusively for military members, veterans, and eligible spouses. The company is dedicated to making homeownership accessible for those who have served, drawing inspiration from the historic role of the VA Loan established under the GI Bill.
MHS Lending distinguishes itself by strictly adhering to the Department of Veterans Affairs' guidelines, which allow for benefits such as $0 down payment and the absence of private mortgage insurance (PMI). Furthermore, the lender highlights its commitment to a broader range of applicants by having "no lender overlays," enabling them to approve individuals who may have been denied by other institutions, thereby supporting a diverse spectrum of credit profiles.
Beyond just financing, Military Home Spot Lending emphasizes comprehensive support for its clients. This includes offering valuable educational resources through free online seminars and connecting borrowers with military-preferred real estate agents who can provide closing cost credits. Their modern approach is complemented by digital capabilities such as automated approval processes and online tools, ensuring a streamlined and convenient experience tailored to the unique needs of the military community.
MHS Lending distinguishes itself by strictly adhering to the Department of Veterans Affairs' guidelines, which allow for benefits such as $0 down payment and the absence of private mortgage insurance (PMI). Furthermore, the lender highlights its commitment to a broader range of applicants by having "no lender overlays," enabling them to approve individuals who may have been denied by other institutions, thereby supporting a diverse spectrum of credit profiles.
Beyond just financing, Military Home Spot Lending emphasizes comprehensive support for its clients. This includes offering valuable educational resources through free online seminars and connecting borrowers with military-preferred real estate agents who can provide closing cost credits. Their modern approach is complemented by digital capabilities such as automated approval processes and online tools, ensuring a streamlined and convenient experience tailored to the unique needs of the military community.
Company Information
Lender Type: Direct Lender
Licensed In
ALAKAZARCACOFLGAHIIDILIAKYLAMDMIMNMOMTNENMNCOHPASCTNTXVAWAWIWY
Certifications & Credentials
VA Approved
Digital Capabilities
Online Application
Online Account Management
Pre-Qualification Tool
E-Signature
Digital Document Upload
Automated Underwriting
Video Consultation
Home Loan Products
VA Home Loan Program
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramFirst-Time HomebuyerLow Down Payment ProgramNo PMI Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
100%
Max LTV
Contact Information
9325 Sky Park Ct Suite 120
San Diego, CA 92108
US
Connect With Us
Get a Free Quote
Thank you! Your request has been sent. We will contact you soon.
An error occurred. Please try again.
Business Information
Category: Mortgage Lender
Location: San Diego, CA
Status: Standard
Type: Direct Lender
Profile Views: 12
Advertisement Space