Nonprofit Mortgage Company

Nonprofit Mortgage is a unique lending institution that prioritizes community impact and borrower support over profit generation. Operating across several states including AZ, CA, CO, FL, GA, ID, MI, MN, OH, and TX, the organization reinvests its earnings into providing direct down payment assistance and offering potentially lower interest rates compared to traditional for-profit brokers. This model allows them to focus on making homeownership more accessible, especially for underserved communities.

The lender distinguishes itself by working with a diverse range of borrowers, including those with non-traditional income sources or who may not meet the stringent requirements of conventional mortgages. They offer comprehensive education and counseling services, which are particularly beneficial for first-time homebuyers seeking guidance through the homebuying process and financial management. Their commitment to a social mission guides their operations, aligning with borrowers who value community-focused financial services.

Nonprofit Mortgage provides a wide array of residential mortgage products, including conventional, FHA, VA, USDA, Jumbo, and Reverse Mortgages, alongside specialized programs for low-income and first-time homebuyers. They also cater to commercial real estate needs, including loans for nonprofit organizations and churches. With NMLS #1608823, they aim to serve everyone from the affluent to the underserved, ensuring access to diverse loan options.