About OneRay - Nexa Mortgage
Ray Jones with OneRay - Nexa Mortgage has been serving the Central Valley of California since 1994, providing expertise in home loans to the Fresno area. Specializing in creating a comfortable and confident experience for local families, Ray focuses on building trust through honest choices and prompt communication.
He offers assistance with purchase and refinance mortgages. He provides professional and friendly customer service.
Located near Fresno State, OneRay - Nexa Mortgage aims to be a reliable resource for clients seeking personalized mortgage advice. With a passion for helping people achieve their homeownership goals, Ray is dedicated to providing the best possible options for each client's unique situation.
He offers assistance with purchase and refinance mortgages. He provides professional and friendly customer service.
Located near Fresno State, OneRay - Nexa Mortgage aims to be a reliable resource for clients seeking personalized mortgage advice. With a passion for helping people achieve their homeownership goals, Ray is dedicated to providing the best possible options for each client's unique situation.
Company Information
Lender Type: Mortgage Broker
Headquarters: Fresno, CA
Licensed In
CA
Certifications & Credentials
Equal Housing Opportunity Lender
Digital Capabilities
RATE_CALCULATOR
PRE_QUALIFICATION_TOOL
Home Loan Products
Conventional Loans
Loan Types:
CONVENTIONAL
Property Types:
SINGLE_FAMILY_HOMECONDOCOOP
Occupancy Types:
PRIMARY_RESIDENCESECOND_HOMEINVESTMENT_PROPERTY
Special Programs:
HOMEREADYHOME_POSSIBLE
3%
Min Down Payment
Federal Government Loans
Loan Types:
FHAVAUSDA
Property Types:
SINGLE_FAMILY_HOMECONDOCOOP
Occupancy Types:
PRIMARY_RESIDENCE
Special Programs:
RENOVATION_LOANFHA_203KVETERAN_PROGRAM
3.5%
Min Down Payment
100%
Max LTV
Non-Conforming Loans
Loan Types:
NON_QM
Property Types:
SINGLE_FAMILY_HOMECONDOCOOP
Occupancy Types:
PRIMARY_RESIDENCESECOND_HOMEINVESTMENT_PROPERTY
Cal-Vet Loans
Property Types:
SINGLE_FAMILY_HOME
Occupancy Types:
PRIMARY_RESIDENCE
Special Programs:
VETERAN_PROGRAM
Reverse Mortgage
Loan Types:
REVERSE_MORTGAGE
Property Types:
SINGLE_FAMILY_HOMECONDOCOOP
Occupancy Types:
PRIMARY_RESIDENCE
HELOC - Home Equity Line of Credit
Loan Types:
HELOC
Purchase
Property Types:
SINGLE_FAMILY_HOMECONDOCOOP
Occupancy Types:
PRIMARY_RESIDENCE
Rehabilitation & Remodel
Special Programs:
RENOVATION_LOAN
Bridge Loan
Loan Types:
BRIDGE
Construction & Rehabilitation Programs
Loan Types:
CONSTRUCTION
Special Programs:
RENOVATION_LOAN
Contact Information
1702 E Bullard Ave #104
Fresno, CA 93710
US
Mailing Address:
6016 N 10th St., Suite "B" , Fresno , CA 93710-5800
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Business Information
Category: Mortgage Broker
Location: Fresno, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 212593
Profile Views: 3
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