OneRay - Nexa Mortgage

Mortgage Broker serving Fresno, CA

About OneRay - Nexa Mortgage

Ray Jones with OneRay - Nexa Mortgage has been serving the Central Valley of California since 1994, providing expertise in home loans to the Fresno area. Specializing in creating a comfortable and confident experience for local families, Ray focuses on building trust through honest choices and prompt communication.

He offers assistance with purchase and refinance mortgages. He provides professional and friendly customer service.

Located near Fresno State, OneRay - Nexa Mortgage aims to be a reliable resource for clients seeking personalized mortgage advice. With a passion for helping people achieve their homeownership goals, Ray is dedicated to providing the best possible options for each client's unique situation.

Company Information

Lender Type: Mortgage Broker
Headquarters: Fresno, CA

Licensed In

CA

Certifications & Credentials

Equal Housing Opportunity Lender

Digital Capabilities

RATE_CALCULATOR
PRE_QUALIFICATION_TOOL

Home Loan Products

Conventional Loans

Loan Types:
CONVENTIONAL
Property Types:
SINGLE_FAMILY_HOMECONDOCOOP
Occupancy Types:
PRIMARY_RESIDENCESECOND_HOMEINVESTMENT_PROPERTY
Special Programs:
HOMEREADYHOME_POSSIBLE
3%
Min Down Payment

Federal Government Loans

Loan Types:
FHAVAUSDA
Property Types:
SINGLE_FAMILY_HOMECONDOCOOP
Occupancy Types:
PRIMARY_RESIDENCE
Special Programs:
RENOVATION_LOANFHA_203KVETERAN_PROGRAM
3.5%
Min Down Payment
100%
Max LTV

Non-Conforming Loans

Loan Types:
NON_QM
Property Types:
SINGLE_FAMILY_HOMECONDOCOOP
Occupancy Types:
PRIMARY_RESIDENCESECOND_HOMEINVESTMENT_PROPERTY

Cal-Vet Loans

Property Types:
SINGLE_FAMILY_HOME
Occupancy Types:
PRIMARY_RESIDENCE
Special Programs:
VETERAN_PROGRAM

Reverse Mortgage

Loan Types:
REVERSE_MORTGAGE
Property Types:
SINGLE_FAMILY_HOMECONDOCOOP
Occupancy Types:
PRIMARY_RESIDENCE

HELOC - Home Equity Line of Credit

Loan Types:
HELOC

Purchase

Property Types:
SINGLE_FAMILY_HOMECONDOCOOP
Occupancy Types:
PRIMARY_RESIDENCE

Rehabilitation & Remodel

Special Programs:
RENOVATION_LOAN

Bridge Loan

Loan Types:
BRIDGE

Construction & Rehabilitation Programs

Loan Types:
CONSTRUCTION
Special Programs:
RENOVATION_LOAN

Contact Information

1702 E Bullard Ave #104
Fresno, CA 93710
US
Mailing Address:
6016 N 10th St., Suite "B" , Fresno , CA 93710-5800

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Business Information

Category: Mortgage Broker
Location: Fresno, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 212593
Profile Views: 3

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