About OneTrust Home Loans
OneTrust Home Loans positions itself as a service-oriented mortgage lender, emphasizing their philosophy "Service is Everything."
They offer a comprehensive range of home financing solutions, catering to a diverse clientele with products including traditional loan options like Conventional, FHA, VA, USDA, and Jumbo mortgages. Additionally, OneTrust Home Loans provides specialized "out-of-the-box" Portfolio Loan Programs, encompassing flexible solutions for self-employed borrowers, construction financing, bridge loans, and fix-and-flip investments, demonstrating their capability to handle unique borrower situations. They integrate digital conveniences, such as an easy-to-use app and website for document uploads, and various online mortgage calculators to assist borrowers in understanding their financial options.
Client testimonials highlight the company's commitment to a seamless and informative process. Reviews praise their knowledgeable team and efficient handling of transactions, emphasizing their focus on clear communication and timely results to reduce the stress associated with home buying and refinancing. This approach has fostered a reputation for reliability and for prioritizing client needs.
They offer a comprehensive range of home financing solutions, catering to a diverse clientele with products including traditional loan options like Conventional, FHA, VA, USDA, and Jumbo mortgages. Additionally, OneTrust Home Loans provides specialized "out-of-the-box" Portfolio Loan Programs, encompassing flexible solutions for self-employed borrowers, construction financing, bridge loans, and fix-and-flip investments, demonstrating their capability to handle unique borrower situations. They integrate digital conveniences, such as an easy-to-use app and website for document uploads, and various online mortgage calculators to assist borrowers in understanding their financial options.
Client testimonials highlight the company's commitment to a seamless and informative process. Reviews praise their knowledgeable team and efficient handling of transactions, emphasizing their focus on clear communication and timely results to reduce the stress associated with home buying and refinancing. This approach has fostered a reputation for reliability and for prioritizing client needs.
Company Information
Lender Type: Direct Lender
Digital Capabilities
Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Real-Time Status Updates
Home Loan Products
Conventional Loan Program
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
5 years10 years15 years20 years25 years30 years
FHA Loan Program
Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Available Terms:
5 years10 years15 years20 years25 years30 years
VA Loan Program
Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
5 years10 years15 years20 years25 years30 years
USDA Loan Program
Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
5 years10 years15 years20 years25 years30 years
0
Jumbo Financing
Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramNo PMI Program
Available Terms:
5 years10 years15 years20 years25 years30 years
10%
Min Down Payment
Reverse Mortgage Programs
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Portfolio Loan Programs (Out-of-the-Box Financing)
Loan Types:
PortfolioNon-QMBank StatementConstructionBridgeHard Money
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness OwnerInvestor
Income Verification:
Bank StatementFull Documentation
Special Programs:
Self-Employed ProgramBank Statement Program
Available Terms:
5 years10 years15 years20 years25 years30 years
Contact Information
10370 Richmond Ave Suite 1150
Houston, TX 77042
US
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Business Information
Category: Mortgage Lender
Location: Houston, TX
Status: Standard
Type: Direct Lender
Profile Views: 18
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