Optima Mortgage Corporation

Optima Mortgage Corporation has been a prominent mortgage broker since its establishment in 1995. Based in Kingwood, Texas, the company prides itself on providing personalized financial advice and service to its clients. With over two decades of experience, Optima Mortgage has built a reputation for navigating the complexities of the mortgage industry, including new regulations like TRID and evolving underwriting requirements.

The firm specializes in originating Conventional, FHA, and VA mortgage loans, catering to a diverse range of home financing needs. They offer solutions for home purchases, as well as various refinance options, including rate/term refinances for shortening loan terms to 10, 15, or 20 years, and cash-out refinances. Additionally, Optima Mortgage assists clients with home equity loans for purposes such as debt consolidation, helping borrowers manage high-interest credit card debt and student loans.

Optima Mortgage emphasizes a client-centric approach, leveraging their expertise to custom-fit financing options for each individual situation. Their digital capabilities include an online application, pre-qualification tool, and various mortgage calculators, streamlining the initial stages of the loan process. The company is committed to reducing the stress often associated with real estate transactions, ensuring a smooth experience for homeowners and aspiring buyers.