Orange County Mortgage Inc

Orange County Mortgage positions itself as a complete money source specializing in residential mortgages, serving clients with a focus on personalized customer support throughout the refinancing and new purchase processes. As a lender with a strong presence for California residents, they aim to simplify the home loan journey by offering one-on-one guidance from initial pre-qualification to loan funding.

Their diverse portfolio includes conventional, FHA, VA, and Jumbo loans, catering to various borrower needs, including first-time homebuyers and veterans with specific programs and advantages. Additionally, Orange County Mortgage provides specialized Non-QM options like Bank Statement loans for self-employed individuals and DSCR loans tailored for real estate investors, demonstrating flexibility in income verification.

Committed to transparency, Orange County Mortgage assists borrowers in understanding the nuances between loan options, such as fixed-rate and adjustable-rate mortgages, and offers guidance on requirements like down payments and credit score considerations. Their approach is centered on helping clients make informed decisions to find the most suitable financial solution for their unique circumstances.