Pacific Coast Home Mortgage & Real Estate Inc
Mortgage Broker serving Oceanside, CA
About Pacific Coast Home Mortgage & Real Estate Inc
Pacific Coast Home Mortgage & Real Estate Inc. is a mortgage brokerage based in Oceanside, California, committed to delivering exceptional customer service. With a strong emphasis on putting clients first, the firm leverages extensive expertise in residential lending to offer a wide array of loan programs tailored for purchase, refinance, and specialized needs. Their online application system and various calculators aim to simplify the initial steps of the mortgage process for borrowers.
Central to their operation is Mark O'Toole, a highly praised mortgage broker known for his diligence, knowledge, and dedication to securing optimal outcomes for clients. He excels at navigating complex financial situations, including those involving self-employed borrowers, and is frequently lauded in customer testimonials for his responsiveness, clear communication, and ability to achieve quick closings.
Pacific Coast Home Mortgage prides itself on its personalized approach, ensuring clients feel comfortable and well-informed throughout the entire home buying or refinancing journey. Their consistent high ratings on Google, derived from numerous positive reviews, underscore their reputation for professionalism, efficiency, and a deep commitment to client satisfaction in the competitive California mortgage market.
Central to their operation is Mark O'Toole, a highly praised mortgage broker known for his diligence, knowledge, and dedication to securing optimal outcomes for clients. He excels at navigating complex financial situations, including those involving self-employed borrowers, and is frequently lauded in customer testimonials for his responsiveness, clear communication, and ability to achieve quick closings.
Pacific Coast Home Mortgage prides itself on its personalized approach, ensuring clients feel comfortable and well-informed throughout the entire home buying or refinancing journey. Their consistent high ratings on Google, derived from numerous positive reviews, underscore their reputation for professionalism, efficiency, and a deep commitment to client satisfaction in the competitive California mortgage market.
Company Information
Lender Type: Mortgage Broker
Headquarters: Oceanside, CA
Licensed In
CA
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional Loan Program
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
FHA Loan Program
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Foreign National Loan Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Foreign National Program
DSCR Loan Program
Loan Types:
DSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertyMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Special Programs:
Self-Employed Program
Jumbo Loan Program
Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Non-QM Loan Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionStated IncomeNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Refinance Loan Program
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Reverse Mortgage Program
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification
USDA Loan Program
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
First-Time Home Buyer Program
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Commercial Loan Products
General Commercial Loans
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing
Contact Information
900 Pier View Wy
Oceanside, CA 92054
US
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Business Information
Category: Mortgage Broker
Location: Oceanside, CA
Status: Standard
Type: Mortgage Broker
Profile Views: 4
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