Pacific Debt Relief

Pacific Debt is a professional debt relief company headquartered in San Diego, California, dedicated to helping individuals resolve overwhelming unsecured debts. Their mission is to eliminate debt one household at a time by placing people first, focusing on negotiated settlements rather than originating loans.

The company offers comprehensive debt relief solutions, as evidenced by their extensive educational resources and free consultations designed to assess financial situations. They emphasize that they do not assume debts, make monthly payments to creditors, provide tax or legal advice, or offer credit repair services. Instead, their approach centers on negotiating with creditors on behalf of their clients.

Operating with an NMLS #1250953 and registered with the California DFPI, Pacific Debt aims to provide a clear path to debt resolution. They are an ACDR Accredited Member, indicating adherence to industry standards in debt relief services. While their services may impact creditworthiness, their focus is on resolving the entire outstanding account, including accrued fees and interest, through negotiation.