Pacific Home Mortgage Funding Inc.
Mortgage Lender serving San Diego, CA
About Pacific Home Mortgage Funding Inc.
Pacific Home Mortgage Funding, Inc., led by Mark Feder, serves as a direct mortgage lender, guiding homebuyers through the often-confusing landscape of loan options. The company emphasizes a personalized approach, helping clients understand their financial situation and long-term goals to select the most suitable mortgage product.
They specialize in a diverse portfolio of home loan products, including conventional, government-backed options like FHA, VA, and USDA loans, as well as more specialized offerings such as Jumbo, Interest-Only, Reverse, and Combo/Piggyback mortgages. Their process focuses on education, helping borrowers distinguish between fixed-rate, adjustable-rate, and hybrid structures, and prepare for the required documentation for a streamlined application.
While the website does not explicitly state a founding year or employee count, Pacific Home Mortgage Funding aims to simplify the home financing journey. They are committed to providing clear information on creditworthiness, down payment requirements, and the various terms available, positioning themselves as a knowledgeable partner in achieving homeownership.
They specialize in a diverse portfolio of home loan products, including conventional, government-backed options like FHA, VA, and USDA loans, as well as more specialized offerings such as Jumbo, Interest-Only, Reverse, and Combo/Piggyback mortgages. Their process focuses on education, helping borrowers distinguish between fixed-rate, adjustable-rate, and hybrid structures, and prepare for the required documentation for a streamlined application.
While the website does not explicitly state a founding year or employee count, Pacific Home Mortgage Funding aims to simplify the home financing journey. They are committed to providing clear information on creditworthiness, down payment requirements, and the various terms available, positioning themselves as a knowledgeable partner in achieving homeownership.
Company Information
Lender Type: Direct Lender
Headquarters: San Diego, CA
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Home Loan Products
Fixed-Rate Mortgage
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Adjustable-Rate Mortgage (ARM)
Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Hybrid Mortgage
Loan Types:
Conventional
Rate Types:
Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
FHA Loan Program
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerFHA 203k
Credit Tiers:
Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
VA Loan Program
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
USDA Loan Program
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
0
Conventional Loan Program
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
5%
Min Down Payment
80%
Max LTV
Jumbo Loan Program
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)
Interest-Only Mortgage
Loan Types:
Interest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Reverse Mortgage
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Combo/Piggyback Loan
Loan Types:
Second Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramNo PMI Program
Home Equity Loan
Loan Types:
Home Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Home Equity Line of Credit (HELOC)
Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Contact Information
4060 30th St
San Diego, CA 92104
US
Mailing Address:
3636 Nobel Drive, Suite #100 San Diego, CA 92122
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Business Information
Category: Mortgage Lender
Location: San Diego, CA
Status: Standard
Type: Direct Lender
Profile Views: 11
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