Patriot Mortgage Company Inc

Mortgage Broker serving North Reading, MA

About Patriot Mortgage Company Inc

Patriot Mortgage operates as a dedicated mortgage broker based in North Reading, Massachusetts, serving clients across Massachusetts and New Hampshire. Their primary mission is to simplify the home loan process, guiding borrowers through various options including fixed-rate, adjustable-rate, FHA, VA, and Jumbo loans. They explicitly state, "We Arrange But Do Not Make Loans," clarifying their role in connecting borrowers with suitable lenders.

The firm distinguishes itself by offering a wide array of programs and terms, from 8-year to 30-year mortgages, including specialized options like the Home Possible Program and FHA 203k loans for renovation. Patriot Mortgage also provides reverse mortgages, enabling seniors aged 62 and older to access their home equity with no monthly mortgage payments, highlighting their commitment to diverse borrower needs.

Committed to transparency and client empowerment, Patriot Mortgage offers free qualification tools, refinance analysis, and payment calculators online. Their focus on educational support and personalized guidance ensures borrowers can compare mortgage interest rates and terms effectively, choosing the best fit for their unique financial scenarios, whether they are first-time homebuyers or seasoned investors.

Company Information

Lender Type: Mortgage Broker
Headquarters: North Reading, MA

Licensed In

MANH

Digital Capabilities

Online Application
Pre-Qualification Tool
Rate Calculator

Home Loan Products

30-Year Fixed Rate Mortgage

Loan Types:
ConventionalFHAVAJumboRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
First-Time HomebuyerHome Possible ProgramLow Down Payment Program
Available Terms:
30 years
3%
Min Down Payment

15-Year Fixed Rate Mortgage

Loan Types:
ConventionalFHAVAJumboRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
First-Time HomebuyerHome Possible ProgramLow Down Payment Program
Available Terms:
15 years
3%
Min Down Payment

Adjustable Rate Mortgage (ARM)

Loan Types:
ConventionalFHAVAJumboRefinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
First-Time HomebuyerHome Possible ProgramLow Down Payment Program
Available Terms:
8 years10 years15 years20 years25 years30 years
3%
Min Down Payment

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment Program

VA Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

FHA 203k Renovation Loan

Loan Types:
FHAConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Renovation LoanFHA 203k

Reverse Mortgage

Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired

Contact Information

4 Lowell Rd
North Reading, MA
US

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Business Information

Category: Mortgage Broker
Location: North Reading, MA
Status: Standard
Type: Mortgage Broker
NMLS ID: MB2901
Profile Views: 3

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