Patriot One Mortgage Bankers LLC

Mortgage Lender serving Mineola, NY

About Patriot One Mortgage Bankers LLC

Patriot One Mortgage Bankers, LLC, established in 2006, serves as a direct lender across key regions of New York, including Long Island, Queens, Brooklyn, the Bronx, Staten Island, Manhattan, Westchester, and Rockland County. With a foundation built on over 35 years of collective mortgage banking experience, the firm is dedicated to simplifying the home financing process for both first-time homebuyers and existing homeowners.

The company distinguishes itself by offering a diverse portfolio of loan programs designed to meet varied financial situations. They specialize in government-backed options like FHA and VA loans, which provide flexible credit score requirements and low or no down payment solutions, alongside conventional mortgages for borrowers with strong credit. Patriot One Mortgage Bankers prides itself on its commitment to customer service, ensuring a seamless experience even for those with less-than-perfect credit.

Their digital capabilities include online applications, pre-qualification tools, and a mortgage calculator, enabling a convenient and efficient loan process. Patriot One Mortgage Bankers aims to provide personalized guidance, leveraging their deep industry knowledge to match each client with the most suitable mortgage product for their unique needs.

Company Information

Founded: 2006
Lender Type: Direct Lender

Licensed In

NY

Digital Capabilities

Online Application
Pre-Qualification Tool
Digital Document Upload
Rate Calculator

Home Loan Products

Conventional Mortgage Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
680
Min Credit Score

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)

VA Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV

HARP 2.0 Refinance

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Interest Only Mortgage

Loan Types:
Interest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Reverse Mortgage

Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation

Contact Information

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: Mineola, NY
Status: Standard
Founded: 2006
Type: Direct Lender
Profile Views: 0

Advertisement Space