Pinnacle Funding Inc.

Mortgage Broker serving Durham, NC

About Pinnacle Funding Inc.

Pinnacle Funding operates as a dedicated mortgage broker based in Durham, NC, specializing in connecting borrowers with tailored home financing solutions. The firm prides itself on navigating the complexities of the mortgage market, offering personalized guidance to a diverse clientele including first-time homebuyers, veterans, self-employed individuals, and foreign nationals.

The company provides a comprehensive suite of residential loan programs, encompassing conventional, FHA, VA, USDA, Jumbo, and a variety of Non-QM options like Bank Statement and DSCR loans. Their approach emphasizes flexible financing and transparent communication, ensuring clients understand their options whether they are purchasing a new home or looking to refinance.

Renowned for their exceptional customer service, Pinnacle Funding's professionals, notably Christian Quick and Douglas Quick, are consistently praised in client testimonials for their knowledge, responsiveness, and ability to simplify the loan process. The firm's commitment to finding competitive rates and delivering a stress-free experience is reflected in their strong online ratings and numerous positive reviews.

Company Information

Lender Type: Mortgage Broker
Headquarters: Durham, NC

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program

VA Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramFirst-Time Homebuyer

USDA Loans

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation

Non-QM Loans

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorInvestorBusiness OwnerRetired
Income Verification:
Bank StatementAsset DepletionNo Income VerificationStated Income
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion ProgramForeign National Program

Bank Statement Loans

Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

DSCR Loans

Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertyMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification

Foreign National Loans

Loan Types:
Non-QMPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
Foreign National ProgramNon-Resident Alien Program

Refinance Loans

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation

Contact Information

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Durham, NC
Status: Standard
Type: Mortgage Broker
Profile Views: 5

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