About POLAM Federal Credit Union
POLAM Federal Credit Union, operating as POLAM, serves its members with a focus on community and personalized financial services. As a credit union, it is member-owned, prioritizing benefits like lower fees, competitive loan rates, and higher deposit rates for its members. POLAM distinguishes itself by being a portfolio lender, meaning it retains the loans it originates rather than selling them to other investors, which can offer greater flexibility in lending terms and a more direct relationship with borrowers over the life of the loan.
The credit union offers a range of services, including home loans and auto loans, catering to the diverse financial needs of its members. They emphasize convenience, providing robust online banking services and a mobile app for easy account access and transactions like Zelle® payments. Despite having a physical presence, POLAM extends its reach nationwide through participation in extensive co-op shared branch and ATM networks, ensuring accessibility for members across the United States.
Committed to supporting its members, POLAM FCU also offers assistance for those facing challenges with mortgage payments, underscoring its dedication to member well-being beyond initial loan origination. Their approach combines the accessibility of modern digital tools with a strong emphasis on direct member support and a unique portfolio lending model.
The credit union offers a range of services, including home loans and auto loans, catering to the diverse financial needs of its members. They emphasize convenience, providing robust online banking services and a mobile app for easy account access and transactions like Zelle® payments. Despite having a physical presence, POLAM extends its reach nationwide through participation in extensive co-op shared branch and ATM networks, ensuring accessibility for members across the United States.
Committed to supporting its members, POLAM FCU also offers assistance for those facing challenges with mortgage payments, underscoring its dedication to member well-being beyond initial loan origination. Their approach combines the accessibility of modern digital tools with a strong emphasis on direct member support and a unique portfolio lending model.
Company Information
Lender Type: Credit Union
Licensed In
ALL
Digital Capabilities
Online Account Management
Mobile App
Home Loan Products
Home Loans
Loan Types:
ConventionalPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Contact Information
589 N Larchmont Blvd
Los Angeles, CA 90004
US
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Business Information
Category: Mortgage Broker
Location: Los Angeles, CA
Status: Standard
Type: Credit Union
Profile Views: 19
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